Should I write a letter?

[casirole12]

My family just found out a couple weeks ago my uncle has stage 4 cancer. He's been out of work for over 8 months and hasn't seen a penny of income since March. He's in debt by roughly $27,000 between credit cards and medical bills. He has been able to keep up to date with his debt by means of my grandmother.

 

We went into a BK lawyer this past week and he's recommending he doesn't file for BK since at this point he's got no income, he has three vehicles that he owns 50% of each. Aside from that, he has no property, no assets, etc. The lawyer doesn't think any creditor would come to take a vehicle to try to recover some money in the event it got to that point, so he said to just stop paying all the bills since it's most likely a case of my uncle not returning to work. If he ever does, we'll take action to file for BK at that point

 

My question is in the mean time, would it be advisable to send letters off the creditors to let them know of the situation and that he has no money, will not be getting any money, etc? Or would that potentially expedite the process for them to sue him and take any action possible to try to recover something (vehicles) for their benefit? Or would it really be null and void and a lost cause to even tell them?

 

We're in Missouri. I'm posting this here in the Credit forums since I felt this was more appropriate, I was just mentioning the BK info for informational purposes and what we've done so far for him.

 

Thanks for any advise

[Analysis]

There are two other forums which may provide insight: BK and medical.