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The Master FREE ($0.00) FICO Score Thread


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Added Paypal MC to TU 08.

 

Help list at the end of this post. Why not GP and get a free FICO out of it?


 

 

FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

 

Experian FICO 2 (EX 98) 320-844 :

 

American Heritage FCU

 

Arrowhead Credit Union

 

Community Credit Union Florida (quarterly)

 

NASA FCU

 

PSECU

SF Fire Credit Union (Quarterly)

 

 

 

TransUnion FICO 4 (TU 04) 309-839:

 

none currently available (purchase 3B from MF)

 

 

 

Equifax FICO 5 (EQ 04) 334-818:

 

Capital One Luv Button (Denial)

 

Coulee Dam FCU (quarterly)

 

DCU (Digital FCU)

Robins FCU

 

 

 

 

FICO 8 Scores (EX 08, TU 08 and EQ 08)

 

Experian:

 

American Express

 

America First CU

 

Chase Slate

 

Discover Credit Scorecard

 

Harvard University Employees CU (quarterly)

 

PNC (still rolling it out)

 

Prosper

 

 

TransUnion:

 

Bank of America

Barclaycard

 

Commerce Bank

 

Discover

 

Lending Club

Promise Financial (SP for loan app)

 

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

 

 

 

Equifax:

Elements FCU

 

Fingerhut

 

GE CU (quarterly, credit card)

 

Huntington Voice MasterCard

 

Langley FCU

 

NCSECU (quarterly)

 

 

 

FICO 9 Scores

 

Experian:

 

Wells Fargo

 

 

Equifax:

 

NFCU (bi-monthly)

 

 

TransUnion: none currently available

 

 

 

Other FICO Scoring Models

 

Experian:

 

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

 

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

 

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

 

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

 

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

 

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

 

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

 

Wells Fargo FICO Bankcard 2 (250-900)

 

 

 

TransUnion:

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

 

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

 

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model,

 

 

Equifax:

 

Citibank Bankcard EQ 08 (250-900)

 

Citizens Bank - unconfirmed scoring model

 

Fortera CU (Visa card) - unconfirmed scoring model

 

PenFed EQ NextGen 2 (150-950)

 

Suntrust Bank Bankcard EQ 08 (250-900)

 

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

 

 

 

Help List:

 

1. Visions FCU: unconfirmed EX scoring model

 

2. Milestone Gold MasterCard Prequalify: unconfirmed TU scoring model

 

3. Partners 1st Federal Credit Union: unconfirmed TU scoring model

 

4. Unitus Community CU: unconfirmed EQ scoring model

 

5. Farmers Insurance Group FCU: unconfirmed EX scoring model

 

6. Citizens Bank: unconfirmed EQ scoring model

 

7. Fortera CU: unconfirmed EQ scoring model

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Since 2014 I have been throwing money away at MyFico for no reason for two people 🙄   Thought I should change that starting next year.  Experian FICO 8 - Experian mobile app. Thanks @

Thanks Kat58!! 

I got an email alert that my credit report changed yesterday.  When I logged into the app, it showed what changed as well as an updated credit score.

I added a few new sources from hegemony's link.

 

If you know any of the unconfirmed scoring models, please add data in this thread. :good:

 

 

 

FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

 

Experian FICO 2 (EX 98) 320-844 :

 

American Heritage FCU

 

Arrowhead Credit Union

 

Community Credit Union Florida (quarterly)

 

NASA FCU

 

PSECU

SF Fire Credit Union (Quarterly)

 

 

 

TransUnion FICO 4 (TU 04) 309-839:

 

none currently available (purchase 3B from MF)

 

 

 

Equifax FICO 5 (EQ 04) 334-818:

 

Capital One Luv Button (Denial)

 

Coulee Dam FCU (quarterly)

 

DCU (Digital FCU)

Robins FCU

 

 

 

 

FICO 8 Scores (EX 08, TU 08 and EQ 08)

 

Experian:

 

American Express

 

America First CU

 

Chase Slate

 

Discover Credit Scorecard

 

FreeCreditScore.com

 

Harvard University Employees CU (quarterly)

 

PNC (still rolling it out)

 

Prosper

 

 

TransUnion:

 

Bank of America

Barclaycard

 

Commerce Bank

 

Discover

 

Lending Club

Payoff

 

Promise Financial (SP for loan app)

 

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

 

 

 

Equifax:

Elements FCU

 

Fingerhut

 

GE CU (quarterly, credit card)

 

Huntington Voice MasterCard

 

Langley FCU

 

Lenny

 

NCSECU (quarterly)

 

 

 

FICO 9 Scores

 

Experian:

 

Wells Fargo

 

 

Equifax:

 

NFCU (bi-monthly)

 

 

TransUnion: none currently available

 

 

 

Other FICO Scoring Models

 

Experian:

 

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

 

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

 

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

 

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

 

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

 

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

 

Union Bank EX FICO Bankcard 9

 

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

 

Wells Fargo FICO Bankcard 2 (250-900)

 

 

 

TransUnion:

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

 

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

 

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model

 

Sallie Mae - unconfirmed scoring model

 

 

Equifax:

 

Citibank Bankcard EQ 08 (250-900)

 

Citizens Bank - unconfirmed scoring model

 

Fortera CU (Visa card) - unconfirmed scoring model

 

HSBC (credit card)

 

PenFed EQ NextGen 2 (150-950)

 

Suntrust Bank Bankcard EQ 08 (250-900)

 

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

 

 

 

Unknown CRA and scoring model:

 

Farm Bureau Bank

 

Ollo

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  • 2 weeks later...

I didn't see it in the list, but Synchrony Car Care (Discount tire) is showing Fico 8 for Transunion.

 

Your FICO® Score 8 based on TransUnion Data was pulled on 7/14/2017. Synchrony Bank uses FICO® Scores, along with other information, to manage your account.

 

I had checked account in June and it didn't give option for Fico score.

Edited by Satmanshorty
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If you know any of the unconfirmed scoring models, please add data in this thread. :good:

 

 

 

FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

 

Experian FICO 2 (EX 98) 320-844 :

 

American Heritage FCU

 

Arrowhead Credit Union

 

Community Credit Union Florida (quarterly)

 

NASA FCU

 

PSECU

SF Fire Credit Union (Quarterly)

 

 

 

TransUnion FICO 4 (TU 04) 309-839:

 

none currently available (purchase 3B from MF)

 

 

 

Equifax FICO 5 (EQ 04) 334-818:

 

Capital One Luv Button (Denial)

 

Coulee Dam FCU (quarterly)

 

DCU (Digital FCU)

Robins FCU

 

 

 

 

FICO 8 Scores (EX 08, TU 08 and EQ 08)

 

Experian:

 

American Express

 

America First CU

 

Chase Slate

 

Discover Credit Scorecard

 

FreeCreditScore.com

 

Harvard University Employees CU (quarterly)

 

PNC (still rolling it out)

 

Prosper

 

 

TransUnion:

 

Bank of America

Barclaycard

 

Commerce Bank

 

Discover

 

Lending Club

Payoff

 

Promise Financial (SP for loan app)

 

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

 

 

 

Equifax:

Elements FCU

 

Fingerhut

 

GE CU (quarterly, credit card)

 

Huntington Voice MasterCard

 

Langley FCU

 

Lenny

 

NCSECU (quarterly)

 

 

 

FICO 9 Scores

 

Experian:

 

Wells Fargo

 

 

Equifax:

 

NFCU (bi-monthly)

 

 

TransUnion: none currently available

 

 

 

Other FICO Scoring Models

 

Experian:

 

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

 

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

 

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

 

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

 

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

 

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

 

Union Bank EX FICO Bankcard 9

 

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

 

Wells Fargo FICO Bankcard 2 (250-900)

 

 

 

TransUnion:

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

 

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

 

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model

 

Sallie Mae - unconfirmed scoring model

 

 

Equifax:

 

Citibank Bankcard EQ 08 (250-900)

 

Citizens Bank - unconfirmed scoring model

 

Fortera CU (Visa card) - unconfirmed scoring model

 

HSBC (credit card)

 

PenFed EQ NextGen 2 (150-950)

 

Suntrust Bank Bankcard EQ 08 (250-900)

 

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

 

 

 

Unknown CRA and scoring model:

 

Farm Bureau Bank

 

Ollo

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  • 4 weeks later...

On PenFed FICO page today:

 

You may notice a change in your displayed credit score as PenFed recently switched from the FICO® NextGen 2.0 credit score to FICO® V9 credit score. The two scores have different ranges with FICO® NextGen 2.0 credit score ranging from 150 to 950 and FICO® V9 credit score ranging from 300 to 850.

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On PenFed FICO page today:

 

You may notice a change in your displayed credit score as PenFed recently switched from the FICO® NextGen 2.0 credit score to FICO® V9 credit score. The two scores have different ranges with FICO® NextGen 2.0 credit score ranging from 150 to 950 and FICO® V9 credit score ranging from 300 to 850.

 

Good catch. I came here to post this.

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Thanks for the update on PenFed everyone. Themanwhocan also sent me a PM, but I haven't had a chance to update this thread until now.

 

FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

 

Experian FICO 2 (EX 98) 320-844 :

 

American Heritage FCU

 

Arrowhead Credit Union

 

Community Credit Union Florida (quarterly)

 

NASA FCU

 

PSECU

SF Fire Credit Union (Quarterly)

 

 

 

TransUnion FICO 4 (TU 04) 309-839:

 

none currently available (purchase 3B from MF)

 

 

 

Equifax FICO 5 (EQ 04) 334-818:

 

Capital One Luv Button (Denial)

 

Coulee Dam FCU (quarterly)

 

DCU (Digital FCU)

Robins FCU

 

 

 

 

FICO 8 Scores (EX 08, TU 08 and EQ 08)

 

Experian:

 

American Express

 

America First CU

 

Chase Slate

 

Discover Credit Scorecard

 

FreeCreditScore.com

 

Harvard University Employees CU (quarterly)

 

PNC (still rolling it out)

 

Prosper

 

 

TransUnion:

 

Bank of America

Barclaycard

 

Commerce Bank

 

Discover

 

Lending Club

Payoff

 

Promise Financial (SP for loan app)

 

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

 

 

 

Equifax:

Elements FCU

 

Fingerhut

 

GE CU (quarterly, credit card)

 

Huntington Voice MasterCard

 

Langley FCU

 

Lenny

 

NCSECU (quarterly)

 

 

 

FICO 9 Scores

 

Experian:

 

Wells Fargo

 

 

Equifax:

 

NFCU (bi-monthly)

 

PenFed

 

 

TransUnion: none currently available

 

 

 

Other FICO Scoring Models

 

Experian:

 

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

 

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

 

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

 

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

 

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

 

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

 

Union Bank EX FICO Bankcard 9

 

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

 

Wells Fargo FICO Bankcard 2 (250-900)

 

 

 

TransUnion:

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

 

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

 

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model

 

Sallie Mae - unconfirmed scoring model

 

 

Equifax:

 

Citibank Bankcard EQ 08 (250-900)

 

Citizens Bank - unconfirmed scoring model

 

Fortera CU (Visa card) - unconfirmed scoring model

 

HSBC (credit card)

 

Suntrust Bank Bankcard EQ 08 (250-900)

 

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

 

 

 

Unknown CRA and scoring model:

 

Farm Bureau Bank

 

Ollo

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FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

 

Experian FICO 2 (EX 98) 320-844 :

 

American Heritage FCU

 

Arrowhead Credit Union

 

Community Credit Union Florida (quarterly)

 

NASA FCU

 

PSECU

SF Fire Credit Union (Quarterly)

 

 

 

TransUnion FICO 4 (TU 04) 309-839:

 

none currently available (purchase 3B from MF)

 

 

 

Equifax FICO 5 (EQ 04) 334-818:

 

Capital One Luv Button (Denial)

 

Coulee Dam FCU (quarterly)

 

DCU (Digital FCU)

Robins FCU

 

 

 

 

FICO 8 Scores (EX 08, TU 08 and EQ 08)

 

Experian:

 

American Express

 

America First CU

 

Chase Slate

 

Discover Credit Scorecard

 

FreeCreditScore.com

 

Harvard University Employees CU (quarterly)

 

PNC (still rolling it out)

 

Prosper

 

 

TransUnion:

 

Bank of America

Barclaycard

 

Commerce Bank

 

Discover

 

Lending Club

Payoff

 

Promise Financial (SP for loan app)

 

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

 

 

 

Equifax:

 

Citizens Bank

Elements FCU

 

Fingerhut

 

GE CU (quarterly, credit card)

 

Huntington Voice MasterCard

 

Langley FCU

 

Lenny

 

NCSECU (quarterly)

 

 

 

FICO 9 Scores

 

Experian:

 

Wells Fargo

 

 

Equifax:

 

NFCU (bi-monthly)

 

PenFed

 

 

TransUnion: none currently available

 

 

 

Other FICO Scoring Models

 

Experian:

 

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

 

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

 

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

 

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

 

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

 

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

 

Union Bank EX FICO Bankcard 9

 

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

 

Wells Fargo FICO Bankcard 2 (250-900)

 

 

 

TransUnion:

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

 

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

 

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model

 

Sallie Mae - unconfirmed scoring model

 

 

Equifax:

 

Citibank Bankcard EQ 08 (250-900)

 

Fortera CU (Visa card) - unconfirmed scoring model

 

HSBC (credit card)

 

Suntrust Bank Bankcard EQ 08 (250-900)

 

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

 

 

 

Unknown CRA and scoring model:

 

Farm Bureau Bank

 

Ollo

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  • 3 weeks later...

Commerce Bank switched from TU 08 to TU 9

HT: themanwhocan

FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

Experian FICO 2 (EX 98) 320-844 :

American Heritage FCU

Arrowhead Credit Union

Community Credit Union Florida (quarterly)

NASA FCU

PSECU

SF Fire Credit Union (Quarterly)

TransUnion FICO 4 (TU 04) 309-839:

none currently available (purchase 3B from MF)

Equifax FICO 5 (EQ 04) 334-818:

Capital One Luv Button (Denial)

Coulee Dam FCU (quarterly)

DCU (Digital FCU)

Robins FCU

FICO 8 Scores (EX 08, TU 08 and EQ 08)

Experian:

American Express

America First CU

Chase Slate

Discover Credit Scorecard

FreeCreditScore.com

Harvard University Employees CU (quarterly)

PNC (still rolling it out)

Prosper

TransUnion:

Bank of America

Barclaycard

Discover

Lending Club

Payoff

Promise Financial (SP for loan app)

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

Equifax:

Citizens Bank

Elements FCU

Fingerhut

GE CU (quarterly, credit card)

Huntington Voice MasterCard

Langley FCU

Lenny

NCSECU (quarterly)

FICO 9 Scores

Experian:

Wells Fargo

Equifax:

NFCU (bi-monthly)

PenFed

TransUnion:

Commerce Bank

Other FICO Scoring Models

Experian:

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

Union Bank EX FICO Bankcard 9

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

Wells Fargo FICO Bankcard 2 (250-900)

TransUnion:

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model

Sallie Mae - unconfirmed scoring model

Equifax:

Citibank Bankcard EQ 08 (250-900)

Fortera CU (Visa card) - unconfirmed scoring model

HSBC (credit card)

Suntrust Bank Bankcard EQ 08 (250-900)

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

Unknown CRA and scoring model:

Farm Bureau Bank

Ollo

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Correction:

Commerce Bank switched from TU 08 to TU 9 Bankcard

HT: themanwhocan

FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

Experian FICO 2 (EX 98) 320-844 :

American Heritage FCU

Arrowhead Credit Union

Community Credit Union Florida (quarterly)

NASA FCU

PSECU

SF Fire Credit Union (Quarterly)

TransUnion FICO 4 (TU 04) 309-839:

none currently available (purchase 3B from MF)

Equifax FICO 5 (EQ 04) 334-818:

Capital One Luv Button (Denial)

Coulee Dam FCU (quarterly)

DCU (Digital FCU)

Robins FCU

FICO 8 Scores (EX 08, TU 08 and EQ 08)

Experian:

American Express

America First CU

Chase Slate

Discover Credit Scorecard

FreeCreditScore.com

Harvard University Employees CU (quarterly)

PNC (still rolling it out)

Prosper

TransUnion:

Bank of America

Barclaycard

Discover

Lending Club

Payoff

Promise Financial (SP for loan app)

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

Equifax:

Citizens Bank

Elements FCU

Fingerhut

GE CU (quarterly, credit card)

Huntington Voice MasterCard

Langley FCU

Lenny

NCSECU (quarterly)

FICO 9 Scores

Experian:

Wells Fargo

Equifax:

NFCU (bi-monthly)

PenFed

TransUnion:

none currently available (purchase 3B from MF)

Other FICO Scoring Models

Experian:

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

Union Bank EX FICO Bankcard 9

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

Wells Fargo FICO Bankcard 2 (250-900)

TransUnion:

Commerce Bank TU FICO 9 Bankcard

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model

Sallie Mae - unconfirmed scoring model

Equifax:

Citibank Bankcard EQ 08 (250-900)

Fortera CU (Visa card) - unconfirmed scoring model

HSBC (credit card)

Suntrust Bank Bankcard EQ 08 (250-900)

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

Unknown CRA and scoring model:

Farm Bureau Bank

Ollo

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Discover Credit Scorecard now gives you EX and TU FICO 8 scores

HT: AustinGuy907

FICO 2 (EX 98) FICO 4 (TU 04) and FICO 5 (EQ 04) (Used For Most Mortgages)

Experian FICO 2 (EX 98) 320-844 :

American Heritage FCU

Arrowhead Credit Union

Community Credit Union Florida (quarterly)

NASA FCU

PSECU

SF Fire Credit Union (Quarterly)

TransUnion FICO 4 (TU 04) 309-839:

none currently available (purchase 3B from MF)

Equifax FICO 5 (EQ 04) 334-818:

Capital One Luv Button (Denial)

Coulee Dam FCU (quarterly)

DCU (Digital FCU)

Robins FCU

FICO 8 Scores (EX 08, TU 08 and EQ 08)

Experian:

American Express

America First CU

Chase Slate

Discover Credit Scorecard

FreeCreditScore.com

Harvard University Employees CU (quarterly)

PNC (still rolling it out)

Prosper

TransUnion:

Bank of America

Barclaycard

Discover

Discover Credit Scorecard

Lending Club

Payoff

Promise Financial (SP for loan app)

Synchrony Bank:

TruMark Financial CU (credit card, quarterly)

Equifax:

Citizens Bank

Elements FCU

Fingerhut

GE CU (quarterly, credit card)

Huntington Voice MasterCard

Langley FCU

Lenny

NCSECU (quarterly)

FICO 9 Scores

Experian:

Wells Fargo

Equifax:

NFCU (bi-monthly)

PenFed

TransUnion:

none currently available (purchase 3B from MF)

Other FICO Scoring Models

Experian:

Ally Auto Finance (quarterly) EX Auto FICO 2 (EX 98)

Farmers Insurance Group FCU (quarterly) - unconfirmed scoring model

First National Bank of Omaha Experian FICO® 8 EX 08 Bankcard Score (PULLS ARS)

First Bankcard, a division of First National Bank of Omaha (PULLS ARS)

Hyundai Motor Finance (quarterly) EX Auto FICO 8

LA QUINTA®, RETURNS® (PULLS ARS) EX Bankcard Enhanced FICO 8

Merrick Bank goScore (EX Bankcard Enhanced FICO 08 EX08 [250-900]) - Merrick gives you EX or TU

Union Bank EX FICO Bankcard 9

Visions FCU MAY get Experian FICO when applying for loan products - unconfirmed scoring model

Wells Fargo FICO Bankcard 2 (250-900)

TransUnion:

Commerce Bank TU FICO 9 Bankcard

Merrick Bank goScore (TU Bankcard Enhanced FICO 08 TU08 [250-900]) - Merrick gives you EX or TU

Milestone Gold MasterCard Pre-Qualify (score only if denied) - unconfirmed scoring model

Partners 1st Federal Credit Union TransUnion FICO - unconfirmed scoring model

Sallie Mae - unconfirmed scoring model

Equifax:

Citibank Bankcard EQ 08 (250-900)

Fortera CU (Visa card) - unconfirmed scoring model

HSBC (credit card)

Suntrust Bank Bankcard EQ 08 (250-900)

Unitus Community CU (Oregon resident "...or if you live, work or worship in the State of Washington, you're eligible to join. ", Checking, e-Statements & Loan Product) - unconfirmed scoring model

Unknown CRA and scoring model:

Farm Bureau Bank

Ollo

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