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Jumping for joy and then....

The last post in this topic was posted 2589 days ago. 

 

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So yesterday I got approved by usda walk thru scheduled for today. Then Midlands mortgage LO called to tell me that she don't think I can go to closing because she pulled a soft inquiry and my report showed two disputes that was placed in 2012 and completed before even applying for this mortgage. it didn't show up on the hard pull she did. So now she want me too call the CRAs too get them taken off.... Suppose to close by the end of the month.. Always obstacles....

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It's not a big deal and pretty easy to rectify. CRAs are supposed to remove the dispute comment once completed, but they don't always do that, especially if you dispute multiple times it seems. And yes, it can all be done by phone. For TU you have to call the main number I believe and press the right options to get to a live person. I don't recall the steps off hand. For EQ, its much easier if you have a direct contact. I'll PM you a name and number to call.

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