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Duplicate accounts hurting AAOA


The last post in this topic was posted 2705 days ago. 

 

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Penfed is reporting 3 CC accounts opened in 2010 on my CR. I only opened 1 CC, but due to internal security breaches on Penfed's end, they had to issue new cards w/ new numbers.

 

This is dragging my AAOA down to <5 years, & not only hurting my FICO, but my Insurance Premiums as well.

 

I have disputed via USPS, & even escalated my complaint to the NCUA. Everyone told me that since the accounts in question were reporting "closed/PIF", that Penfed was doing no wrong.

 

Since I know FICO takes open & CLOSED accounts into the AAOA, & even provided proof of the AA letter from my Insurance company (AAOA is <5 years), I am at a loss for words why they would just tell me to F@#* Off.

 

Anyone have any insight? I'm sure I can't be the first person to notice this.

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The last post in this topic was posted 2705 days ago. 

 

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