Jump to content

HOLY COW, USAA just made my weekend (out of the Blue)


The last post in this topic was posted 3798 days ago. 


We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

Back in 2010 I applied for USAA AMEX Cash rewards card and sadly wasn't approved for that but they did offer me a USAA Classic Credit the with a limit of $1500. Fast forward 1 year and I call in for a Credit Limit increase and was told that THIS particular card was not available to receive a CLI and would NEVER be given a CLI.


I then applied for the AMEX Cash Rewards card again and thankfully I was approved this time. I just sock drawered the Visa only using it every 6 months for gas.


Last week they sent my replacement cards for the VISA and I seriously was considering canceling it. Haven't even activated the cards yet when I got a letter from USAA yesterday.


In NUT SHELL they said, CONGRATS, based on your excellent payment history USAA is pleased to upgrade your card ending in XXXX to the following features:

  • No annual fee (didn't have one to begin with)
  • USAA Cash Rewards program (That was new)
  • Low variable Annual Percentage Rate of 12.900% (I like it, I like it a lot)
  • Ability to make Cash Advances and Balance Transfers with your account (That's new)
  • You have a USAA checking account, you can use your card for overdraft protection (new)
  • We've increased your credit limit from $1,500.00 to $14,000 (Holy Cow, I'm speehless)


Your account number is the same, This upgrade doesn't require that you activate a new card, so go ahead, take advantage of these great features and your new credit limit today!


So, that was all out of the blue and totally unexpected. I NEVER thought they would upgrade this card because as you know when you get a secured credit card wtih them it will NEVER be upgraded. Wife has had one for 4 years and her scores are higher than mine and I just made the 800 club last week and they've NEVER upgraded her card.


Of course we KNEW this when she got the secured card. I just figured they would not upgrade this one. for those of you out there that apply for a product and they offer yo a lessor one, "TAKE IT".

Link to comment
Share on other sites

Thank you, thank you very, very much :)


What I love about it is that it was totally out of the blue. I do my very best to not carry any balances (never even had one on this card before) but it is nice that the APR is no longer 19.90 % APR.


The 2 cards that I am carrying a balance on are all at 0% from BT's so I'm not sweating that at all.


I just wish USAA would had out the love to everyone. Not a fan of Full members over partial members at all.


Anyway, thanks guys:)

Link to comment
Share on other sites

The last post in this topic was posted 3798 days ago. 


We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Member Statistics

    • Total Members
    • Most Online

    Newest Member
  • Create New...

Important Information