What do you think of Bill Me Later?

[lorlormommie]

So long as you are paying on time, how do you feel about Bill Me Later?

Is it a way to build your credit?

I read some reviews online that people HATE it but it looked like all the reviews were from people who did not pay on time so they were upset about the fees.

[jkk4life]

It's a good tool as long as you pay it off on time before the 0% financing expires. It does not show on your credit report at all so it won't build your credit. The positive of that is that carrying the balance won't ding your score.

[takeshi]

So long as you are paying on time, how do you feel about Bill Me Later?

 

It was useful when I was rebuilding but I don't use it any more.

 

 

 

Is it a way to build your credit?

 

 

Not really. As stated above. it's not reported.