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The best way to get 3000 for a car

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Hello everyone

 

I am in need of a car, I have come across a late model truck that I like 2003 ford expedition with about 160,000 miles. for 3,000. I have a account with navy federal my Equifax score is 616 fico and my Transunion and score is 685. I have 4 neg on my Equifax report not paid and one paid all under 800.00. I rather have a pull from Transunion but navy always pulls from Equifax. What are my chances of getting this loan. I will be paying it off in 4 months because I am trying to buy a home. I am looking for a loan for 2000.

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Most times a personal (unsecured) loan or a credit card would be used for a case like this. The car is too old and the amount too small for a typical car loan. Do you have any positive credit (good open accounts) now?

Edited by mk_378

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