Success Poll: Address Deletion

[User7890]

Please help create this address deletion success poll to help others weight their options when attempting this process.

 

1. Actions taken prior to attempting address deletion?

2. CRA's and dispute method (phone, mail, online)?

3. Results?

4. Any positive TL's removed as a result? (If so, which CRA?)

5. Special Circumstances or additional comments?

6. Date you attempted this process?

 

Hope this yields some good info and results!

 

Thanks!!

Edited September 12, 2013 by rellison101

[User7890]

1. Opted-out, ordered all three reports via phone "Denied Credit"<p><p>

2. EX - Online / EQ - Online / TU - Online<p><p>

3. EX - Only deleted addresses, name variations &amp; employment not tied to a TL - 2 removed<p><p>

EQ - Deleted all old addresses, name variations, phone numbers &amp; employment<p><p>

TU - Deleted all old addresses, name variations, phone numbers &amp; employment<p><p>

4. No<p><p>

5. TU required me to set up an online account. Note: I was locked out of TU backdoor due to disputing onine. See here:http://creditboards.com/forums/index.php?showtopic=517763<p>

What is backdoor? See here: http://creditboards.com/forums/index.php?showtopic=517464&amp;hl=backdoor<p><p>

Also, TU and EX resolved the dispute within 24 hrs, EQ took 5 days. All 3 CRA's notified me via email.<p><p>

6. Disputed all personal information on 9/14/2013.

Edited September 19, 2013 by User7890

[road2freedom]

1. Actions taken prior to attempting address deletion? No open accounts tied to the old address. Removed old dispute comments (for mortgage, not sure if this helped).

2. CRA's and dispute method (phone, mail, online)? TU - phone, EQ - online, EX - online then mail

3. Results? TU - deleted same day, EQ - deleted same day, EX - pending response

4. Any positive TL's removed as a result? (If so, which CRA?) None so far

5. Special Circumstances or additional comments?

TU - I called to remove old dispute comments. At the end of the conversation I mentioned I had some incorrect personal information and the rep deleted it without question.

EQ - Same steps as above, however the rep wouldn't delete the address. I then disputed online and poof.

EX - Same steps as above, however the rep wouldn't delete the address. I disputed online and they flipped my current address with my old one (so the deleted now shows current). I tried to dispute again and it wouldn't let me, so I sent in a letter. I'll updated once I hear back, but I'm not holding my breath.

6. Date you attempted this process?

Sept 2013

[whitesol]

1. Actions taken prior to attempting address deletion? Nothing but reading CB

2. CRA's and dispute method (phone, mail, online)? I called each CRA

3. Results? TU and EQ deleted right away while on phone , EX had to be transferred to a supervisor who didn't pick up. left a voicemail and it was completed by the next day.

4. Any positive TL's removed as a result? (If so, which CRA?) Didn't realize at the time but I only had 2 addresses on CRs, too young to get credit @ old address so everything tied to current one.

5. Special Circumstances or additional comments? none

6. Date you attempted this process? July 2013