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VA Loan Timeline Question

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I am using a mortgage broker. Tell me if I understand this correctly. She works with a lender that deals with VA loans. That lender is the one that does the underwriting, etc. and if everything checks out then the VA guarantees the loan? How long does it take to hear back generally? I know it's probably a lender specific issue but I'm hoping someone has some insight. It's day three with no word and I'm starting to get antsy.

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