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FNB Omaha Amex with existing Optima recovery card


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Hello,

I have an Amex Optima via the Oasis recovery program. About 3 years of use, never late. Received a pre-approval from First National Bank of Omaha American Express product for 0% APR on purchases untill April 2014 & 0% on balance transfers untill January 2015. No annual fee. 4% balance transfer fee. Would like to use this card for the balance transfer. Will having a recovery product preclude me from getting approval? I have read this is the case, but this is the first & only unsolicited CC offer regarding AMEX that I have received in the past 3 years. Thanks for your help

--CC44

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The FNBO card is underwritten by FNBO. Has nothing to do with American Express Centurion Bank. FNBO just runs the card on the AMEX network.

 

In order to be approved for the card, you'd have to meet FNBO's underwriting criteria.

 

Good luck!

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