Payment for Delete, PFD duration

[ak12932]

Hi everyone,

Recently, a collection item popped up on my credit report for a dental bill from 6 years ago. I called up the number of the agency from my credit report and immediately paid the bill in full. I did receive an email and a pdf attachment from the collection manager saying this:

 

"This letter shall confirm that the above-mentioned account has been paid in full as of date YYYYMMDD. Payment of $XXX has been
received and posted to the account referenced above. We have also requested that it be deleted from the credit bureaus. Note that
we can only request that it be deleted and you must follow up with the credit bureaus to ensure its deletion."

 

While going through the forums, I saw that people use paper mail to get a request such as this. I was curious if the pdf and email I received is as valid as a "paper" letter.

 

How soon can I expect to see that the account has been paid and deleted?

 

Thanks

AK

[Erin42]

Hi everyone,

Recently, a collection item popped up on my credit report for a dental bill from 6 years ago. I called up the number of the agency from my credit report and immediately paid the bill in full. I did receive an email and a pdf attachment from the collection manager saying this:

 

"This letter shall confirm that the above-mentioned account has been paid in full as of date YYYYMMDD. Payment of $XXX has been

received and posted to the account referenced above. We have also requested that it be deleted from the credit bureaus. Note that

we can only request that it be deleted and you must follow up with the credit bureaus to ensure its deletion."

 

While going through the forums, I saw that people use paper mail to get a request such as this. I was curious if the pdf and email I received is as valid as a "paper" letter.

 

How soon can I expect to see that the account has been paid and deleted?

 

Thanks

AK

 

Read WhyChat's HIPAA letters. Dental bills fall under HIPAA.

[ak12932]

Hi Erin,

Is there anything I can do if I have already paid the collection agency?

Thank you

AK

[mariuszh]

You should not have paid the CA. I would use Why Chat's HIPAA letter program to obtain a removal from this point.

 

Start your own thread in the medical forum and Why Chat will guide you through the process.