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BOA Visa Signature and Balance Transfer

charlieoscar

By charlieoscar,
in Credit Forum

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The last post in this topic was posted 4278 days ago. 

 

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charlieoscar

charlieoscar

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One of my cards, the BOA visa signature currently runs an offer on
balance transfer and I wanted to move about $7000 to that card. The
credit limit is not reported by BOA (Currently 15K) but card reports
maximum past balance and minimum payment amount. The question is - how
my FICO is going to be affected if I transfer balance to this Visa
Signature card. Will new balance become "hidden" from FICO algorithms or
total utilization is going to be calculated based on maximum past
balance that is reported (that would be strange). Anybody can help and
clarify?

 

Thank you!

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