Upgraded from Wal-Mart to WM Discover BUT totally different TL and

[Art_Vandelay]

This is my DW's upgrade I'm talking about BTW.

 

I had always assumed that when your Wal-Mart credit card got upgraded from their store card to the Discover Wal-Mart card that it would be the SAME Trade line.

 

But this wasn't the case. In fact now she has her WM CC card with that CL be and when she called in to activate her WM Discover card they gave her a different CL.

 

I just figured that they would CLOSE out her WM Store care but now when she logs into her account it shows the 2 different cards and you can click on to which ever one you want that you need too and also shows the different CL's and different balances.

 

Kind of Cool that she keeps the WM Store card (for the uti) but with them adding a new TL her AAOA took a small hit and dropped her TU score by 3 points. No biggie as I'm sure she'll get that back soon.

 

But didn't everyone else think that the upgrade would be on the same card and same Trade Line?

 

[coldnmn]

It takes a few days. Mine also shows two TLs but after a few days when I went to my store card it shows closed. Evetually they move any outsanding balance to the Dicover. YMMV

[BDK]

But didn't everyone else think that the upgrade would be on the same card and same Trade Line?

 

Nope. It has been reported many times here that it will be a brand new TL.

[Delta777]

Art_Vandelay: How long since your DW opened the WM store card? Did she PIF each month? Did she use it monthly or let sparingly?

 

Thanks!