Scammed, transunion, equifax, experian, fraud alerts

[ithelps]

I called my bank to ask about foreign rates. I wanted to know how I can withdraw cash for free in another country. She offered to check and told me that I needed a high yield bank account. She needed my bank account number which I did not know. I told her that I have my debit card number. She said she can't use that to check what account I have so she asked for my SSN. I was dumb enough to give it to her and right after knowing my SSN, she asked for my Debit card number. I thought it was weird why she asked for my debit card number when she didn't want it before and that she couldn't check up my account with that? Have I been scammed?

I want to put fraud alerts on my credit. How can I do this? I am not exactly sure what fraud alerts are, can someone clarify? Also should I sign up for all three credit bureaus? Equifax, transunion, and experian? Which is better. When I call will I be speaking to a robot or human to put fraud alerts in my credit? Should I give them my SSN? Should I check for virus before entering my private information? Any other advice? I was thinking of doing the lifelock stuff and the kroll service which is now changed to prepaidlegal. Any advice guys? I am new and it is my first year in college. I should not have any credit history.l never even worked before.

[ICANHASMUNY?]

it's your bank who you were calling?

 

highly unlikely you've been scammed - why don't you check your bank balance online before you panic.

 

most bank employees are bonded, and they can be banned for life from working in Financial industry if they engage in ID theft / embezzlement, scams, etc.

[nbipbm]

Most likely once she typed the social in, the debit card number was being used to further verify you.

[cashnocredit]

Most likely once she typed the social in, the debit card number was being used to further verify you.

You originated the call to the bank. You weren't scammed. This is just standard verification to keep others from calling the bank pretending to be you.

 

It's a good idea to have all your banking info handy when calling a bank to speed things along.

[gca]

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Most likely once she typed the social in, the debit card number was being used to further verify you.

You originated the call to the bank. You weren't scammed. This is just standard verification to keep others from calling the bank pretending to be you.

 

It's a good idea to have all your banking info handy when calling a bank to speed things along.

+1

[up&climbing]

 

Most likely once she typed the social in, the debit card number was being used to further verify you.

You originated the call to the bank. You weren't scammed. This is just standard verification to keep others from calling the bank pretending to be you.

 

It's a good idea to have all your banking info handy when calling a bank to speed things along.

 

+1

 

YOU called your bank so it's not a case of for example, a random phone call from someone else to you asking for personal banking info. In that case then absolutely yes....total scam alert.

 

In your case, no this is not a case of scamming at all but purely verification.

 

Relax, you're fine OP.

[JunkBuyersWorstNightmare]

 

 

Most likely once she typed the social in, the debit card number was being used to further verify you.

You originated the call to the bank. You weren't scammed. This is just standard verification to keep others from calling the bank pretending to be you.

 

It's a good idea to have all your banking info handy when calling a bank to speed things along.

 

+1

 

YOU called your bank so it's not a case of for example, a random phone call from someone else to you asking for personal banking info. In that case then absolutely yes....total scam alert.

 

In your case, no this is not a case of scamming at all but purely verification.

 

Relax, you're fine OP.

 

+1

[Vettecor]

 

 

Most likely once she typed the social in, the debit card number was being used to further verify you.

You originated the call to the bank. You weren't scammed. This is just standard verification to keep others from calling the bank pretending to be you.

 

It's a good idea to have all your banking info handy when calling a bank to speed things along.

 

+1

 

YOU called your bank so it's not a case of for example, a random phone call from someone else to you asking for personal banking info. In that case then absolutely yes....total scam alert.

 

In your case, no this is not a case of scamming at all but purely verification.

 

Relax, you're fine OP.

+1000, no scam.