Need an updated report after dispute.

[bobby.tracy87]

Hello all...

 

I have sent a dispute letter to Transunion, Equifax, and Experian. This letter went un-awnsered for 50 days. I followed up with a second dispute letter sent CMRR. I have received a response from all three, two of which state that the information will be removed. I do not trust that it will be, as I have been fighting with them for years over the same problems (my father and I have the same name, and our reports get mixed up). I have read that after changes have been made due to a dispute, that I can request a free paper copy of the updated reports. Is this true? And if so, does anyone have a sample letter of what I can send, requesting the updated reports?

 

Thank you in advance!

[ding]

There is a letter just for this in the resources forum. Look there.

 

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[bobby.tracy87]

I have looked in the resources forum, however I only found a post that states the law (and is not necessarily a letter).

 

There is a letter just for this in the resources forum. Look there.

Sent from my ME301T using Tapatalk 2

[ding]

http://www.creditboards.com/forums/index.php?/topic/62450-Sample-letter-to-send-to-CRAs-when-they

 

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[bobby.tracy87]

Yes, this is the same post that I am referring to... The problem is, is that it is not a letter. It has an opening, the problem, the law, and a closing. However it does not request anything. I would get the same result, if I sent them a copy of the law. (Nothing)

Edited August 5, 2013 by bobby.tracy87

[ding]

Your name

address

city, state zip

 

Date

 

CRA

address

city, state zip

 

Dear CRA,

 

I recently received a partial notice of results of my dispute without a updated copy of my credit report as required per the FCRA section 611 (6)((ii). Please send a copy of my full updated report upon receipt of this letter.

 

Regards,

 

Your name here