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On Pins and Needles.....


laghetto21
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The last post in this topic was posted 4214 days ago. 

 

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I started fixing my credit about a year ago to get ready to buy a house. Well in june of this year I signed a contract with a builder to purchase a new construction home through usda. I used their preferred lender (guild mortgage) so I can get my closing cost paid for. filled out the application in june and started getting all paperwork together they pre-approved me for $220,000 through usda home loan. fast forward to this week and I get an email saying they need information about a collection that was with a co-signer but the co-signer is paying the bill so the debt got reaged which I told them. No they want 12 month payment from my mom and when I sent that they wanted the original contract that loan was so long ago. they now say they are going to look into it. will this stop me from getting approved???

they also want the disputes off of my credit report

 

need help

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