Looking for FCRA(?) Help

[kmpublishing2]

Hey everyone,

 

I am down to just one baddie on EX and two on EQ, and both are set to fall off later this year. I want to write an obsolete dispute (I've tried it once already-- didn't work with EX and EQ although TU had it off within 24 hours--gotta love them!) but I'd like to quote the section of the FCRA (I think it's the FCRA, anyway?) that delineates the reporting period. I've scanned through but there is so much and I must keep missing it. Can somebody point me in the right direction?

 

Thanks!

[Analysis]

Your Equifax report is clear of old addresses already?

 

When you write to a CRA, computer scanners read your letters. Including the account number and the word obsolete is sufficient.

[ICANHASMUNY?]

§ 605. Requirements relating to information contained in consumer reports [15 U.S.C. §1681c]

 

a) Information excluded from consumer reports. Except as authorized under subsection (
of this section, no consumer reporting agency may make any consumer report containing
any of the following items of information:

 

(4) Accounts placed for collection or charged to profit and loss which antedate the report
by more than seven years