Jump to content
Member? but forgot everything, can't log in... Frozen out??? ×

THIS IS A POLITICS-FREE ZONE.

Amazon - Started Off Bored... But Hey... I'll Take It

lukegotswag

By lukegotswag,
in Business Credit

 Share

The last post in this topic was posted 4299 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

lukegotswag

lukegotswag

Posted
Posted

So I went on Amazon and decided I would do an application to determine where I stood as far as creditworthiness was in their terms. In the meantime, I figured I would at least get the Equifax denial and have the right to request my Equifax report (which i will still do). Anyhow, I decided to fill out the Net 30 and Revolving application and then call in and play "the confused role"


So I get a rep on the phone asking him if there was any primary difference in the two accounts outside of pay terms, and that to be safe I filled out both apps to let him fully process whichever I determined to go with. He states "Credit Review requirements are the same for both" So I told him to go ahead and see what we come up with. He puts me on hold for some time and then comes back giving me a reference code and telling me that he is transferring me to Verification department. When i got to her, she put me on hold for some time and also came and called the landline.

 

After this about 10 minute process with her alone, she tells me Congratulations approved for $5000 (amount requested) :yahoo:

 

At that point, I asked her which type of account she completed.. she stated that she did not know because once it hits her department, it is merely verification.


:swoon: *sigh* :swoon:


So I call back and talk to Net 30 customer service to see if thats the account I have (assuming this would be most logical) about whether it would be simple to convert over to Revolving account type.. another long hold session of course... then she gets me on the line with Credit Department


Credit Department asks me if i want him to close the Net 30 Account .. WHOA BUDDY ... i told him that if he was able to simply approve the Revolving account in lieu of the net then we can close it.. (didnt want them to think i was going to overextend myself) however.. if we cannot simply open the Revolving account, then we will continue with the net account.

:blush: 10 minutes holding :blush:

 

COngratulations we were able to approve you for the Amazon.com revolving line of credit... $2500 limit.. :yahoo:

 

SOOOO.... both lines opened simultaneously... net $5000 and Revolving $2500...

 

Guess ill go ahead and try and get me a copy of my Equifax report since they should see the inquiry and ill just say i was DENIED... :rofl:

 

 

Link to comment
Share on other sites

stroked89coupe

stroked89coupe

Posted
Posted

You still have both accounts? Obviously there are different underwriting guidlines if you were approved for different amounts. Can't see max exposure comming into play withing the time of the two apps.

 

 

I have the net and asked to switch to the revolving. They required me to pay off the net first. Then switched it over for me. No new app was needed.

 

 

CONGRATS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

 

GECRB HERE YOU COME>>>

Link to comment
Share on other sites
lukegotswag

lukegotswag

Posted
  • Author
Posted

 

And this... STroked... is why i deem you a legend.... i did a search on Amazon before i apped but i guess since it was so far back, thats why i did not see this. Thanks for the Congrats. I will try to find something that we were going to have to buy anyhow for the house or business and intentionally use the Amazon Net 30 so that I can see if i can get reporting action from the both of them. I have a business that manages Work At Home customer service reps as well and one of my long time faithful workers wants to service the Apple client, however, you need an Apple machine to work for them. I contemplated financing the machine through them and paying off in 3 months but i SERIOUSLY dont want to flag this account in anyway.. you know how those things can be so I'll look towards something less "Fraud-Like" ... lol..

Link to comment
Share on other sites
stroked89coupe

stroked89coupe

Posted
Posted (edited)

LOL. Thanks!

 

 

Just a FYI. I think I had to call in to obtain my account number to add it to my amazon profile. You just add it under payment accounts. It will show up as corporate account.

 

 

 

You should be good to go with the account. Never have had any issues with any accounts. But I get where your coming from.

Edited by stroked89coupe
Link to comment
Share on other sites
BRBiz

BRBiz

Posted
Posted

Even though the rep said the requirements are the same doesn't mean they are.. Like Stroked said you would have gotten a similar credit line and the risk is less with a net 30 then a revolving so it wouldn't make sense that the requirements would be the same.

Link to comment
Share on other sites
tdpthagenius

tdpthagenius

Posted
Posted

followed OP instructions...applied friday for corporate card, applied today for pay in full account, called in talked to verification department who advised me I was approved after about 20 minutes then transferred me to underwriting...he verified my amount of business to be transacted and i explained why the amount, he came back and approved me for $15k. I believe the trick is to answer your phone when they call and explain why you need the amount you are applying...i didnt originally answer and the lady told me i had to call back from my business number, which i did and it was smooth sailing from there...

Link to comment
Share on other sites
lukegotswag

lukegotswag

Posted
  • Author
Posted

followed OP instructions...applied friday for corporate card, applied today for pay in full account, called in talked to verification department who advised me I was approved after about 20 minutes then transferred me to underwriting...he verified my amount of business to be transacted and i explained why the amount, he came back and approved me for $15k. I believe the trick is to answer your phone when they call and explain why you need the amount you are applying...i didnt originally answer and the lady told me i had to call back from my business number, which i did and it was smooth sailing from there...

COngratulations Sir... what were your status at time of application.. what was your highest reporting trade?

Link to comment
Share on other sites

The last post in this topic was posted 4299 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
 Share
Go to topic listing



  • Member Statistics

    • Total Members
      190042
    • Most Online
      2046
    AdamBarlow
    Newest Member
    AdamBarlow
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

Pages

×
×
  • Create New...

Important Information

Guidelines

  I accept