Fraud alerts from multiple banks on different credit cards at once

[Squeegee]

Last week, I received a phone call from my main bank asking to confirm a recent charge that they thought was suspicious. My credit card had been used in a big box store across the country, so my bank diligently cancelled my card and removed the charge.

 

Since then, I've been receiving daily calls from other banks about credit card fraud - again charges in stores that have declined in other parts of the country. Some of these are on store credit cards that I rarely use and have not used in the last six months. Has some major institution that would have access to all my different credit cards been compromised lately?

 

My wallet and cards are with me, so I'm surprised/unnerved to be recieving these alerts on all my cards, held with different institutions. My car did get broken into around the time this happened although no cards/bank statements/receipts were in the car. My car registration documents (name and address) were in the car at the time but not taken.

 

What can I do to protect myself? I'm checking through all my accounts and statements carefully and am checking my credit scores. Anything else I should do?

[cashnocredit]

Last week, I received a phone call from my main bank asking to confirm a recent charge that they thought was suspicious. My credit card had been used in a big box store across the country, so my bank diligently cancelled my card and removed the charge.

 

Since then, I've been receiving daily calls from other banks about credit card fraud - again charges in stores that have declined in other parts of the country. Some of these are on store credit cards that I rarely use and have not used in the last six months. Has some major institution that would have access to all my different credit cards been compromised lately?

 

My wallet and cards are with me, so I'm surprised/unnerved to be recieving these alerts on all my cards, held with different institutions. My car did get broken into around the time this happened although no cards/bank statements/receipts were in the car. My car registration documents (name and address) were in the car at the time but not taken.

 

What can I do to protect myself? I'm checking through all my accounts and statements carefully and am checking my credit scores. Anything else I should do?

 

Odd. This is pretty rare. If you keep the card info (Acct #, Expiry, CSV, name) for all of these cards on your computer I would suspect it's been compromised.

Also consider roommates, or anyone that might have had access to your wallet in the past.

Edited July 2, 2013 by cashnocredit

[ICANHASMUNY?]

call all your lenders, close all current accounts, transfer to new accounts, new numbers.

 

check you computer for viruses. / Trojans

 

 

freeze your credit reports

 

file a fraud alert with a CRA.

 

follow the ID theft advice in the ID theft forum.

 

http://creditboards.com/forums/index.php?showtopic=467092

 

make sure you follow thru with letters to all your lenders.

 

And the IRS.

http://creditboards.com/forums/index.php?showtopic=507167