A long road: My success story :D

[TRU_]

I'm going to make this a short and sweet summary

 

found the forums in 1/11

1st card since '08 in 2/11 ($400 MC by HSBC)

1st discover card in 11/11 ($1k)

 

then had 3 fights:

cap one (charge off): failed

Public Storage (public collection?): tie [they will fall off next year so meh]

LVNV/Resurgent (CA for cap one): WON!

 

in 3/12 MC $400 -> $520

in 5/12 Discover $1k -> $1350

 

in the last year i have gained a minimum of 50 pts on all 3

8 days ago i was approved for a $900 amazon.com store card

3 days ago i got my very first car! a 2008 Prius touring package #6

 

it's been a long road & i thank everyone for the advice & encouragement.

[pistolp44]

Congrats! Keep up the good work.

[kayvebear]

Keep it going

[mbl280]

Great progress and congrats on your car. Keep up the good work.

[ValerieAnne]

Great job, keep it up!

[TRU_]

UPDATE: i figured 2 store cards & 2 credit cards + the car would be enough. don't want too many. Just now i on a whim, i applied for a newegg.com card. was approved for 2k! now i have cards for the 2 places i always shop at. One day i want an amex card, for the costco membership if nothing else, but for now i am happy with what i have. i figured, pay pay off 2 or 3 cards & keep one or 2 in the sub 10% usage range.

Edited July 7, 2013 by TRU_

[kayvebear]

Just FYI the Amex is free. It's Costco you pay for!

[TRU_]

[Theblkbarbie1]

3 years post bk approved for SAKS store card $1,600

Apple finance CC $2,000 (IIB)

Gardner Mtn Visa $2,000

CP1 $750 (IIB)

 

Ex 673 Eq 683 Tr 659 (Ex plus score)

[kayvebear]

Keep it up

[yamar2001]

nice moves kayve

[Acdean]

My EQ is 558, Transunion 603 and Expirian 582. Just got approved by NFCU for a GoRewards credit card with a CL of $5,000.00!!! I still can't believe it!!!

[Kat58]

My EQ is 558, Transunion 603 and Expirian 582. Just got approved by NFCU for a GoRewards credit card with a CL of $5,000.00!!! I still can't believe it!!!

 

Congrats, on the approval!!!

 

 

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