Cap One Success - And THANK YOU CB

[david_weaver]

Sent and email to Cap One executive customer service last week requesting a CLI.

 

Was a little disappointed it took a week, but just got raised from the $300 limit I thought it would be stuck at forever to $1000.

 

No hard pulls either, from what I can see.

 

Had been denied CLI through their website at 6 months and 12 months despite perfect history and 3% utilization.

 

Both the $2000 Barclay Card I was approved for last week, and this Cap One CLI, are the direct result of things I learned here and wonderful responses to my questions.

 

For example:

I would have listed my expected purchases with Apple at a LOWER amount, thinking that would make me easier to approve. I was advised to go for $2,000, and that was spot-on.

I would not have known there was such a thing as executive customer service, and would have kept getting denied a CLI with Cap One every 6 months.

I would not have known to insist, and clarify a second time, that my CLI request be handled through a 'soft pull' only.

 

I appreciate everyone's advice and expertise, and hope one day I will have the experience to be able to help others on here.

 

Dave

 

 

 

[ckvb]

Congrats!