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I flirted with the idea of doing that when I was cleaning things up, however picture how it looks on the receiving end: worse than a form letter.


I never actually tried it, so I cannot say. It probably depends on what action you are intending to take, or what outcome you are looking for.

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I tried it once, for something simple. It was a duplicate Cap1 IIB account. I wasn't in a hurry, so I thought I'd give it a try. After about a month, I got 3 letters from Cap 1, basically asking 'what's the problem,' and asking me to send all kinds of documents. I don't think it goes through TU dispute at all, they merely contact the creditor.


I called TU and the duplicate was removed in a few days.

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That is what I thought. And TU is my strongest anyway, except for one very minor blemish which sticks like permanent ink. Have tried all the usual ways, and it is not even affecting my score at this point, but considered the 'Take Action' if it would give me a way I had not tried. Clearly, I will not bother.

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