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TU B***** Clarification

The last post in this topic was posted 2782 days ago. 

 

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I have some confusion of which softs count for B***** If somebody can tell me which ones count and what number I'm at? Thanks.

 



*** via KARMA/TRANSUNION INTERAC

Requested On: 06/13/2013, 06/13/2013, 06/13/2013,
06/13/2013, 06/06/2013

Permissible Purpose: CONSUMER REQUEST



*** via TUI/TU PLUS

Requested On: 06/13/2013, 06/12/2013, 06/11/2013,
06/10/2013, 06/09/2013, 06/07/2013, 06/06/2013, 06/05/2013

Permissible Purpose: CONSUMER REQUEST



*** via TRANSUNION INTERACTIVE I

Requested On: 06/13/2013, 06/12/2013, 06/11/2013

Permissible Purpose: CONSUMER REQUEST



*** CONSUMERINFO via CONSUMER INFO.COM

Requested On: 06/13/2013, 06/12/2013, 06/11/2013

Permissible Purpose: CONSUMER REQUEST

 


*** via PATHWAY DATA INC

Requested On: 06/13/2013, 06/12/2013, 06/11/2013,
06/10/2013, 06/09/2013, 06/07/2013, 06/06/2013, 06/05/2013, 06/04/2013,
05/25/2013, 05/24/2013, 05/23/2013, 05/22/2013, 05/21/2013

Permissible Purpose: CONSUMER REQUEST

 


*** via TRANSUNION INTERACTIVE I

Requested On: 06/12/2013

Permissible Purpose: CONSUMER REQUEST

 


***via TRANSUNION INTERACTIVE I

Requested On: 06/11/2013

Permissible Purpose: CREDIT MONITORING


*** TRANSUNION INTERACTIVE I

Requested On: 06/05/2013

 

PATHWAY DATA INC
Requested On: 06/04/2013, 05/21/2013

 


DIR TO CONS VIA EQUIFAX

Requested On: 06/04/2013

 


TRANSUNION INTERACTIVE

Requested On: 06/04/2013

Permissible Purpose: CREDIT MONITORING



RJM ACQUISITIONS LLC

Requested On: 06/04/2013

 


PORTFOLIO RECOVERY ASSOC

Requested On: 06/03/2013



PATHWAY DATA INC

Requested On: 05/31/2013, 05/23/2013

Permissible Purpose: CONSUMER REQUEST

TU INTERACTIVE

Requested On: 05/23/2013


PREMIER BANK CARD - POST
Requested On: 05/08/2013



CAVALRY PORTFOLIO SVCS

Requested On: 05/07/2013


CHASE BANK DEPOSIT PRODU
Requested On: 04/25/2013

 


FIRST PREMIER

Requested On: 04/05/2013

 


FIRST NTL COLL BUREAU

Requested On: 01/22/2013

 

 

PREMIER BANK CARD - POST

Requested On: 01/01/2013



TU INTERACTIVE

Requested On: 11/28/2012, 07/14/2011



FACTACT FREE DISCLOSURE

Requested On: 11/28/2012, 07/14/2011



ASSET ACCEPTANCE LLC

Requested On: 11/07/2012, 10/22/2012, 03/03/2012

Permissible Purpose: COLLECTION

C via MIDLAND CREDIT MGMT INC

Requested On: 09/29/2012

Permissible Purpose: COLLECTION



PORTFOLIO RECOVERY ASSO

Requested On: 09/10/2012

DISCOVER FINCL SVC LLC

Requested On: 08/09/2012



NCO FINANCIAL SYSTEMS

Requested On: 07/11/2012



FINANCIAL SERVICES

Requested On: 12/16/2011



EQUABLE ASCENT FINANCIAL

Requested On: 07/15/2011




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I'd be more concerned with the CA's and JDB's accessing your report than B*ing right now. Probably a good idea to opt out. As far as answering your question, Pathway Data's should all count, CreditKarma 2-3 should count. Don't see any other though.

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When you order a report from TU it is listed on the bottom of the report. If you dispute your report, it will be listed there too.

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Yeah, I completely missed seeing the TU Plus entries. Again, I think that there are other things to be concerned with...that's just my opinion. :)

Edited by EnC_Plus3

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Yeah, I completely missed seeing the TU Plus entries. Again, I think that there are other things to be concerned with...that's just my opinion. :)

I agree completely. Are those CAs and/or JDBs showing on your reports?

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Those are old accounts that have fallen off my credit reports now. Should I opt out? Thanks.

 

Sent from my SGH-T889 using Tapatalk 2

 

 

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I would not actively repair credit with that many JDB's actively after you. I see recent pulls from Calvary, Portfolio, and RJM. Kill them off first or let them age. If your collection score goes up, your fixing to get sued.

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They are all over 10 years old. They are not on my report anymore.

 

Sent from my SGH-T889 using Tapatalk 2

 

 

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The recent soft inq's probably have nothing to do with your 10 year old collections. I wouldn't be surprised if you have new collections in the near future.

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I'd be more concerned with the CA's and JDB's accessing your report than B*ing right now. Probably a good idea to opt out. As far as answering your question, Pathway Data's should all count, CreditKarma 2-3 should count. Don't see any other though.

It appears you may have awoke the sleeping beast! :o

 

B* isn't the right game at this time, find out why those CA's are looking at your reports!

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Why wouldn't bumpage be the right thing now? I have 2 negatives hopefully falling off soon and inquires that is effecting my report. Everything is past the sol or more than 7 years old.

 

Sent from my SGH-T889 using Tapatalk 2

 

 

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Why wouldn't bumpage be the right thing now? I have 2 negatives hopefully falling off soon and inquires that is effecting my report. Everything is past the sol or more than 7 years old. Sent from my SGH-T889 using Tapatalk 2

Any hard inqs from CA/JDB?

 

I guess as long as everythings past SOL you're good..

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