Jump to content

Sign in to follow this  

My conversation with an Amex Rep (backdating)

Recommended Posts

A little background: I got an Amex Delta gold card in 2006, and then got unemployed and it charged off in 2008. I paid off the chargeoff in January of 2012, and was finally approved two weeks ago for the Delta Gold again (after applying FOUR times).


When I got my card, it said "13". On the website, it said "Member since 05".


Ebuddog: Hi, my member since date is incorrect on my card.

Rep: It sure is! Let me get with the printing department to see what the issue is.

(puts me on hold for 5 mins. I'm kind of getting nervous)

Rep: Okay, looks like they printed up a whole bunch of cards at once, that's why there was an error. We'll get your new card with the '05 date in the mail to you today

Me: Thanks!



So, does this mean when it reports it will report back to '05?

Share this post

Link to post
Share on other sites

My "member since" date is correct online but wrong on my card.


It reports correctly, back to the earlier of the two (which in my case is the web site). I really don't care what it says on the card.


The expiration date on the card will become incorrect, since I have no plans to keep it that long. :P

Share this post

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

  • Today's Birthdays

  • Member Statistics

    • Total Members
    • Most Online

    Newest Member

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information