Hipaa old address delete question

[Hrhr11]

Hi,

 

I am new to this site and have been researching for weeks.

 

I have written my hipaa letters, but recently found on your forum the opt out and address deletion information.

 

I believe I opted out from a link given on this site, but saw another post where someone had to opt out to all 3 bureaus.

 

My main question is in regards to deleting my old addresses. Most all of my medical bills are from the address I am currently at (my parents). Should I try to get a new address or P.O. box before I send out my letter of dispute? I also have tons of addresses on experian as I have moved around a lot should i put an old address from a different state and just have my mail forwarded?

 

Also, a lot of my good standing loans are from same address as medical bills so I am wondering if I delete if this will effect my good standing accounts?

 

I am not sure what to do next? Is the address part of the dispute greatly affected by this whole process?

 

Thx so much for your time and help!

[Why Chat]

Here are the basic steps:

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

If you are at the same address as when the bills were incurred you do NOT need to delete addresses.

 

Opting out by phone or on line opts you out from all 3 credit bureaus

 

Make sure that you follow the directions for the initial dispute letter to the CRAs

http://whychat.5u.com/hipaadisp.html

[Hrhr11]

Hi,

 

Thanks so much for the quick response.

 

I filled out another online link called OptOutPreescreen.com. Is this the correct one?

 

As far as my address being the same as my medical bills, would it benifit me to use a new one as I will be moving soon?

 

I have filled out CRA letter just as the link.... Thank you linking me!

 

I have heard if one credit buera removes an iten the others must follow suit... is this correct?

 

Thanks again for your help and all the information and time you all have given to help us!

[Hrhr11]

Here are the basic steps:

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

If you are at the same address as when the bills were incurred you do NOT need to delete addresses.

 

Opting out by phone or on line opts you out from all 3 credit bureaus

 

Make sure that you follow the directions for the initial dispute letter to the CRAs

http://whychat.5u.com/hipaadisp.html

Thanks! I opted out, and now about the send letter accounting to your guidelines. When I enter my medical disputes as in th acct # and name of provider... Do I enter in name of OC or CA after the account number?

 

Also, I see ppl have a hard time getting certified mail (without signature confirmation) is this something that will make or break it when sending out the disputes?

 

And one more question: Is it better to wait to send in non medical disputes until after the medical ones have been resolved?

[ElJurassic]

 

 

Here are the basic steps:

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

If you are at the same address as when the bills were incurred you do NOT need to delete addresses.

 

Opting out by phone or on line opts you out from all 3 credit bureaus

 

Make sure that you follow the directions for the initial dispute letter to the CRAs

http://whychat.5u.com/hipaadisp.html

Thanks! I opted out, and now about the send letter accounting to your guidelines. When I enter my medical disputes as in th acct # and name of provider... Do I enter in name of OC or CA after the account number?

 

Also, I see ppl have a hard time getting certified mail (without signature confirmation) is this something that will make or break it when sending out the disputes?

 

And one more question: Is it better to wait to send in non medical disputes until after the medical ones have been resolved?

From reading the board I can answer a couple. On the initial HIPPA letter the account # and name would be exactly how it is listed on your credit report. So the CA.

 

Also if you have other disputes you should wait until the HIPPA disputes are done. If not they will all be lumped together and it will slow down both disputes.

[Why Chat]

 

Here are the basic steps:

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

If you are at the same address as when the bills were incurred you do NOT need to delete addresses.

 

Opting out by phone or on line opts you out from all 3 credit bureaus

 

Make sure that you follow the directions for the initial dispute letter to the CRAs

http://whychat.5u.com/hipaadisp.html

Thanks! I opted out, and now about the send letter accounting to your guidelines. When I enter my medical disputes as in th acct # and name of provider... Do I enter in name of OC or CA after the account number? The dispute should list the account exactly as shown on your report EXCEPT you do NOT put in the name of the OC, that name ONLY appears on YOUR copy of the report

 

Also, I see ppl have a hard time getting certified mail (without signature confirmation) is this something that will make or break it when sending out the disputes? Go to the PO, get a stack of the certified mail forms, also pick up a FEW return receipt cards. When you do the initial dispute letter you will have a certified mail # to insert in your letter. Affix the certified mail form to the envelope along with the proper postage, staple your part of the form to a copy of the letter you are sending. That way you can track it on line and you can just drop the envelope in the nearest mailbox for mailing without going to the PO. If you get to the point where you need to use the return receipt forms, you use the SAME certified mail forms and affix the small strip from that form to the return receipt form

 

And one more question: Is it better to wait to send in non medical disputes until after the medical ones have been resolved? ABSOLUTELY YES