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Some of you may have read my post about helping my friend with an issue concerning how US Bank is reporting the account history.


When I compared the online credit reports, TU and EX have it differently, but a month apart.


So let's use an example going back to 2011,


TU has it:July (90), August (30), September (OK), October (30) while


EX has it: July (60), August (90), September (30), October (OK)


In other words, the Experian is always a month behind TU.


As my friend has no other baddies in the last 24 months, nor do I or my GF, I have no way of knowing if this is a common thing for there to be differences on dates between the CRAs, or if this is a one of a kind issue?


Anyone else see this?


Also, I did not have friend's paper reports with me, so not sure if this is simply an online thing or if it holds true on paper as well.

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