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BobWang

The Master Issuers Who Mainly Pull TransUnion TU Thread

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When was this? All new credit card applications for NFCU are 99.9% going on TU now, I confirmed this with someone that works in one of the DFW area branches. For CLI or LOC goes with EQ.

 

I stand firmly on what I previously stated.

 

 

NFCU is now 99.9% set for cc applications, I have seen this trend in multiple boards for at least a year. Audi Financial/VW (Captive), for many years pulling TU.

They pull EQ for me and many others. They don't use a set CRA and can't be put on this list for that reason.

Sorry, but that's not the case.

OK that's your opinion, no problem.

With data to support it.

 

Read my own data point above.

 

You have not answered how long ago was this. "Many others" is also with what I'm going by, besides me confirming this. My wife, my mother in law, my-self and a friend all TU pulls for new credit cards with NFCU, and "many others."

 

We might want to follow up NFCU and see if we can confirm which CRA they are pulling for cc applications.

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When was this? All new credit card applications for NFCU are 99.9% going on TU now, I confirmed this with someone that works in one of the DFW area branches. For CLI or LOC goes with EQ.

 

I stand firmly on what I previously stated.

 

 

NFCU is now 99.9% set for cc applications, I have seen this trend in multiple boards for at least a year. Audi Financial/VW (Captive), for many years pulling TU.

They pull EQ for me and many others. They don't use a set CRA and can't be put on this list for that reason.

Sorry, but that's not the case.

OK that's your opinion, no problem.

With data to support it.

 

Read my own data point above.

You have not answered how long ago was this. "Many others" is also with what I'm going by, besides me confirming this. My wife, my mother in law, my-self and a friend all TU pulls for new credit cards with NFCU, and "many others."

 

We might want to follow up NFCU and see if we can confirm which CRA they are pulling for cc applications.

I said last year.

 

Reports of it all the time on here as well.

 

And don't expect to call NFCU and have someone give you a reliable answer.

Edited by mendelssohn

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FYI there are enough EQ only CC entries in the CPDB over the last year to justify why NFCU can't be on this list.

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Issuers:

 

Affinity Plus FCU (Join Foundation)

Alaska USA Federal Credit Union (AK, WA residents, San Bernardino County, CA)

 

Allegacy Federal CU (Join Assoc during app process)

Allstate

Apple FCU (website applications)

Applied Bank

Bank of America (Freeze Experian, and ask for TU pull)

Barclays

BBVA Compass Bank

CFNA

Chase Auto Finance (seems to favor TU, and Chase indirect auto loans)

CitiFinancial

Clearview FCU (Allegheny Airlines ====> US Airways CU open to all SW PA residents)

COMMERCE BANK (Garfield Visa) KANSAS CITY MO

Consumers CU ($40k Visa)

Corporate America Family CU - TransUnion only - membership is open to anyone via "The Hope Group"

CP Federal Credit Union (Sam's Club Membership Eligible)

Discover (Equifax 50% of the time)

Eaton Family CU (Ohio Only)

FedChoice FCU

Fifth Third Bank (May pull Equifax)

First National Bank, Hermitage Pa.

First Premier Bank

FNBO (Freeze Experian, ask for Equifax pull)

Fort Knox FCU

Franklin Mint FCU

Honda Financial (TU on East Coast)

GECRB

Genisys CU

John Deere Financial

KEMBA Financial CU (Angies List Eligible, used to pull Equifax)

Lake Michigan CU (ALS Assoc Eligible)

Lehigh Valley Federal CU

Lending Club

Mazda (Chase Auto Finance)

Mazuma CU (Join Harry S. Truman Library & Museum)

Mercedes Benz Credit Corp

Merrick Bank

Michigan First CU

National Penn Bank, Boyertown Pa.

Nationwide

Navy Federal CU (SOMETIMES, check CP DB)

Nissan Motor Acceptance Corporation (NMAC)

OneMain Financial (AR, CT, DE, IL, KS, KY, ME, MI, NE, NH, RI & VT; 50% TU in CO, IN & OH)

Philadelphia FCU

PNC (TU on request, Experian preferred)

Purdue Federal Credit Union - www.purduefed.com

RBFCU

SCIENT FCU (The CU Formerly Known as LedgeLight) (TransUnion reported)

Security Service Federal Credit Union

Smart Financial CU ($60 to join Houston Museum)

State Farm

Tobyhanna FCU

TruMark Financial Credit Union

UIECU (University of Illinois Employees Credit Union)

UMB

USPS FCU

Wells Fargo Retail Cards Services (Kirkland's Cards)

VW Credit

 

 

Brands:

 

Amazon Store (GECRB)

American Eagle (GECRB)

Ameriprise (Barclays)

Apple (Barclays)

Ashley Furniture (GECRB Experian too)

Banana Republic (GECRB)

Belks (GECRB)

Babies R Us (GECRB)

Barclaycard Arrival

BJs (Barclays)

Bridgestone (CFNA)

Brooks Brothers (GECRB)

Care Credit (GECRB)

Chevron (GECRB)

Children's Place (Citi)

Dillards (GECRB)

Ebates (GECRB)

eBay (GECRB)

Farm Bureau Bank (Barclays)

Fingerhut

Firestone (CFNA)

Gap (GECRB)

Garfield Visa (COMMERCE BANK KANSAS CITY MO)

Golfsmith (GECRB)

Guide Dogs (UMB)

h.h.gregg (GECRB)

Hooters (Merrick Bank)

Hyundai (Chase Auto Finance)

JCPenney (GECRB)

Kirkland's Cards/ Wells Fargo Retail Cards Services

Linux (UMB)

LLBean (Barclays)

Lord & Taylor

Lowes (GECRB) (May pull Experian in-store)

Meijer (GECRB)

Menswearhouse (GECRB)

Nissan Motor Acceptance Corporation (NMAC)

NFL Visa (Barclays)

Old Navy (GECRB)

PayPal (GECRB)

Phillips 66 (GECRB)

Priceline (Barclays)

QVC (GECRB)

Rooms To Go (GECRB)

Sallie Mae (Barclays)

Sams Club (GECRB)

Shell (Citi)

Steinmart (GECRB)

Subaru (Chase Auto Finance)

Texaco (GECRB)

TJX (GECRB Experian too)

Toys R Us (GECRB)

Travelocity (Barclays)

UPromise (Barclays)

US Air (Barclays)

Walmart (GECRB)

Williams Sonoma (Barclays)

 

 

Puerto Rico:

Santander (Puerto Rico)

FirstBank (Puerto Rico)

Reliable Financial (Auto finance, Wells Fargo subsidiary) (Puerto Rico)

 

This is the most recent list.

 

Does anyone want to take over updating this thread for the good of the CB community?

We have several inactive master threads here that could use regular updating, and this is one of them. I already maintain some myself, and it would be nice if some of the other regular contributors on CB could take over updating some of these inactive master threads.

Bump

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Issuers:

 

Affinity Plus FCU (Join Foundation)

Alaska USA Federal Credit Union (AK, WA residents, San Bernardino County, CA)

 

Allegacy Federal CU (Join Assoc during app process)

Allstate

Apple FCU (website applications)

Applied Bank

Bank of America (Freeze Experian, and ask for TU pull)

Barclays

BBVA Compass Bank

CFNA

Chase Auto Finance (seems to favor TU, and Chase indirect auto loans)

CitiFinancial

Clearview FCU (Allegheny Airlines ====> US Airways CU open to all SW PA residents)

COMMERCE BANK (Garfield Visa) KANSAS CITY MO

Consumers CU ($40k Visa)

Corporate America Family CU - TransUnion only - membership is open to anyone via "The Hope Group"

CP Federal Credit Union (Sam's Club Membership Eligible)

Discover (Equifax 50% of the time)

Eaton Family CU (Ohio Only)

FedChoice FCU

Fifth Third Bank (May pull Equifax)

First National Bank, Hermitage Pa.

First Premier Bank

FNBO (Freeze Experian, ask for Equifax pull)

Fort Knox FCU

Franklin Mint FCU

Honda Financial (TU on East Coast)

GECRB

Genisys CU

John Deere Financial

KEMBA Financial CU (Angies List Eligible, used to pull Equifax)

Lake Michigan CU (ALS Assoc Eligible)

Lehigh Valley Federal CU

Lending Club

Mazda (Chase Auto Finance)

Mazuma CU (Join Harry S. Truman Library & Museum)

Mercedes Benz Credit Corp

Merrick Bank

Michigan First CU

National Penn Bank, Boyertown Pa.

Nationwide

Navy Federal CU (SOMETIMES, check CP DB)

Nissan Motor Acceptance Corporation (NMAC)

OneMain Financial (AR, CT, DE, IL, KS, KY, ME, MI, NE, NH, RI & VT; 50% TU in CO, IN & OH)

Philadelphia FCU

PNC (TU on request, Experian preferred)

Purdue Federal Credit Union - www.purduefed.com

RBFCU

SCIENT FCU (The CU Formerly Known as LedgeLight) (TransUnion reported)

Security Service Federal Credit Union

Smart Financial CU ($60 to join Houston Museum)

State Farm

Tobyhanna FCU

TruMark Financial Credit Union

UIECU (University of Illinois Employees Credit Union)

UMB

USPS FCU

Wells Fargo Retail Cards Services (Kirkland's Cards)

VW Credit

 

 

Brands:

 

Amazon Store (GECRB)

American Eagle (GECRB)

Ameriprise (Barclays)

Apple (Barclays)

Ashley Furniture (GECRB Experian too)

Banana Republic (GECRB)

Belks (GECRB)

Babies R Us (GECRB)

Barclaycard Arrival

BJs (Barclays)

Bridgestone (CFNA)

Brooks Brothers (GECRB)

Care Credit (GECRB)

Chevron (GECRB)

Children's Place (Citi)

Dillards (GECRB)

Ebates (GECRB)

eBay (GECRB)

Farm Bureau Bank (Barclays)

Fingerhut

Firestone (CFNA)

Gap (GECRB)

Garfield Visa (COMMERCE BANK KANSAS CITY MO)

Golfsmith (GECRB)

Guide Dogs (UMB)

h.h.gregg (GECRB)

Hooters (Merrick Bank)

Hyundai (Chase Auto Finance)

JCPenney (GECRB)

Kirkland's Cards/ Wells Fargo Retail Cards Services

Linux (UMB)

LLBean (Barclays)

Lord & Taylor

Lowes (GECRB) (May pull Experian in-store)

Meijer (GECRB)

Menswearhouse (GECRB)

Nissan Motor Acceptance Corporation (NMAC)

NFL Visa (Barclays)

Old Navy (GECRB)

PayPal (GECRB)

Phillips 66 (GECRB)

Priceline (Barclays)

QVC (GECRB)

Rooms To Go (GECRB)

Sallie Mae (Barclays)

Sams Club (GECRB)

Shell (Citi)

Steinmart (GECRB)

Subaru (Chase Auto Finance)

Texaco (GECRB)

TJX (GECRB Experian too)

Toys R Us (GECRB)

Travelocity (Barclays)

UPromise (Barclays)

US Air (Barclays)

Walmart (GECRB)

Williams Sonoma (Barclays)

 

 

Puerto Rico:

Santander (Puerto Rico)

FirstBank (Puerto Rico)

Reliable Financial (Auto finance, Wells Fargo subsidiary) (Puerto Rico)

 

This is the most recent list.

 

Does anyone want to take over updating this thread for the good of the CB community?

 

 

We have several inactive master threads here that could use regular updating, and this is one of them. I already maintain some myself, and it would be nice if some of the other regular contributors on CB could take over updating some of these inactive master threads.

 

 

Anyone??? Do your part to give back to CB.

 

FYI, here is the inquiry from my last NFCU CC CLI in a string of EQ only pulls for a CC:

 

nfcu%20eq_zpsn7sfqg4o.jpg

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Yes, for the CLOC and CLI is always EQ.

 

That is for a CC.

 

Read the entries in the CPDB. CCs are not always TU.

 

Edit: FYI, my only CLOC CLI was TU.

Edited by mendelssohn

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When searching the CPDB for EQ only (no additional bureaus pulled) CC applications (not CLIs), there are 14 examples, 5 of which occurred within the last year. Considering how few people add entries to the CPDB these days, this is more than enough to say that NFCU does not have a set CRA for any product, which they do not.

 

nfcu%20eq1_zpsbfqovcul.jpg

nfcu%20eq2_zpsyfyrzcef.jpg

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Issuers:

 

Affinity Plus FCU (Join Foundation)

Alaska USA Federal Credit Union (AK, WA residents, San Bernardino County, CA)

 

Allegacy Federal CU (Join Assoc during app process)

Allstate

Apple FCU (website applications)

Applied Bank

Bank of America (Freeze Experian, and ask for TU pull)

Barclays

BBVA Compass Bank

CFNA

Chase Auto Finance (seems to favor TU, and Chase indirect auto loans)

CitiFinancial

Clearview FCU (Allegheny Airlines ====> US Airways CU open to all SW PA residents)

COMMERCE BANK (Garfield Visa) KANSAS CITY MO

Consumers CU ($40k Visa)

Corporate America Family CU - TransUnion only - membership is open to anyone via "The Hope Group"

CP Federal Credit Union (Sam's Club Membership Eligible)

Discover (Equifax 50% of the time)

Eaton Family CU (Ohio Only)

FedChoice FCU

Fifth Third Bank (May pull Equifax)

First National Bank, Hermitage Pa.

First Premier Bank

FNBO (Freeze Experian, ask for Equifax pull)

Fort Knox FCU

Franklin Mint FCU

Honda Financial (TU on East Coast)

GECRB

Genisys CU

John Deere Financial

KEMBA Financial CU (Angies List Eligible, used to pull Equifax)

Lake Michigan CU (ALS Assoc Eligible)

Lehigh Valley Federal CU

Lending Club

Mazda (Chase Auto Finance)

Mazuma CU (Join Harry S. Truman Library & Museum)

Mercedes Benz Credit Corp

Merrick Bank

Michigan First CU

National Penn Bank, Boyertown Pa.

Nationwide

Navy Federal CU (SOMETIMES, check CP DB)

Nissan Motor Acceptance Corporation (NMAC)

OneMain Financial (AR, CT, DE, IL, KS, KY, ME, MI, NE, NH, RI & VT; 50% TU in CO, IN & OH)

Philadelphia FCU

PNC (TU on request, Experian preferred)

Purdue Federal Credit Union - www.purduefed.com

RBFCU

SCIENT FCU (The CU Formerly Known as LedgeLight) (TransUnion reported)

Security Service Federal Credit Union

Smart Financial CU ($60 to join Houston Museum)

State Farm

Tobyhanna FCU

TruMark Financial Credit Union

UIECU (University of Illinois Employees Credit Union)

UMB

USPS FCU

Wells Fargo Retail Cards Services (Kirkland's Cards)

VW Credit

 

 

Brands:

 

Amazon Store (GECRB)

American Eagle (GECRB)

Ameriprise (Barclays)

Apple (Barclays)

Ashley Furniture (GECRB Experian too)

Banana Republic (GECRB)

Belks (GECRB)

Babies R Us (GECRB)

Barclaycard Arrival

BJs (Barclays)

Bridgestone (CFNA)

Brooks Brothers (GECRB)

Care Credit (GECRB)

Chevron (GECRB)

Children's Place (Citi)

Dillards (GECRB)

Ebates (GECRB)

eBay (GECRB)

Farm Bureau Bank (Barclays)

Fingerhut

Firestone (CFNA)

Gap (GECRB)

Garfield Visa (COMMERCE BANK KANSAS CITY MO)

Golfsmith (GECRB)

Guide Dogs (UMB)

h.h.gregg (GECRB)

Hooters (Merrick Bank)

Hyundai (Chase Auto Finance)

JCPenney (GECRB)

Kirkland's Cards/ Wells Fargo Retail Cards Services

Linux (UMB)

LLBean (Barclays)

Lord & Taylor

Lowes (GECRB) (May pull Experian in-store)

Meijer (GECRB)

Menswearhouse (GECRB)

Nissan Motor Acceptance Corporation (NMAC)

NFL Visa (Barclays)

Old Navy (GECRB)

PayPal (GECRB)

Phillips 66 (GECRB)

Priceline (Barclays)

QVC (GECRB)

Rooms To Go (GECRB)

Sallie Mae (Barclays)

Sams Club (GECRB)

Shell (Citi)

Steinmart (GECRB)

Subaru (Chase Auto Finance)

Texaco (GECRB)

TJX (GECRB Experian too)

Toys R Us (GECRB)

Travelocity (Barclays)

UPromise (Barclays)

US Air (Barclays)

Walmart (GECRB)

Williams Sonoma (Barclays)

 

 

Puerto Rico:

Santander (Puerto Rico)

FirstBank (Puerto Rico)

Reliable Financial (Auto finance, Wells Fargo subsidiary) (Puerto Rico)

 

This is the most recent list.

 

Does anyone want to take over updating this thread for the good of the CB community?

 

 

I can't believe none of the regulars will volunteer to take over updating this thread. It's pretty low maintenance, but an important thread.

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When was this? All new credit card applications for NFCU are 99.9% going on TU now, I confirmed this with someone that works in one of the DFW area branches. For CLI or LOC goes with EQ.

 

I stand firmly on what I previously stated.

 

 

NFCU is now 99.9% set for cc applications, I have seen this trend in multiple boards for at least a year. Audi Financial/VW (Captive), for many years pulling TU.

They pull EQ for me and many others. They don't use a set CRA and can't be put on this list for that reason.

Sorry, but that's not the case.

 

Last CLI was last year and I'm in the DFW area.

Ditto for me.

 

Applied for membership and c.c and it was a double pull on EQ.

 

Just applied for a CLI and another pull on EQ.

 

I'm in NY.

 

Sent from my SM-G930T using Tapatalk

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Just for the record, though I won't be applying it again, when I thought my credit was hopeless back in January, I'd done a survey with an app for Fingerhut, there's an inquiry on Equifax. Are any of these TU-pullers good for those on the rebuild, with 608 TU and low income?

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Heads up on Barclay - I recently applied for one of their AA cards and got a 30 day message. They pulled Transunion on 9/24 and then on 9/27 they pulled Experian. So no more definite TU on them.

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