By
melikey,
in Credit Forum
The last post in this topic was posted 2892 days ago.
We strongly encourage you to start a new post instead of replying to this one.
-
Similar Content
-
By usermi
Hi,
I'm about to apply for a mortgage so I will have 2 mortage companies do a hard pull for my credit, from what I read hard pulls within one week are not that bad, so I was thinking I can also apply for higher credit limits with the credit cards that require a hard pull, apply for better home insurance rates (which I think do a hard pull also), etc during this period, is this a good idea? How many points should I expect to lose on my score?
Thanks!
-
By dash1729
What is the best way to get a copy of one's TU (or EQ/EX for that matter) credit report including soft pulls?
I just bought a car and Geico informed me that my TU credit report may have affected my rates. However the only TU inquiry listed on that date was a finance company that appeared to be related to the auto financing. I wonder, though, if the credit report I have listed shows only hard pulls and Geico did a soft pull.
How did I find out all credit inquiries including soft pulls for TU?
-
By fezwhy
The used car market is very agressive here and cars are moving very fast.
I have a few cars I like at a dealership but I have to go through all the approval process etc.
If in deed I get approved and they don't have any cars I want to buy will another hard pull or inquiry at another dealer hurt my credit?
It's very Likely I may have to go to a different dealer as this one dealer only has a few cars in my price range. However there is another dealer with many more cars in my price range.
My scores aren't that great and I don't want to sink my score and ruin my chances of getting approved somewhere.
I also have about 4k I can put down on a car if I absolutely have to. I'm not sure if having 20 percent down matters.
-
By timetofaceit
Hello all! Quick question to make sure I understand this concept correctly. Because it would really suck if I am wrong and apply!
I am "pre-qualified" (via website) for multiple Capital One cards. I am rebuilding and need more unsecured cards. Lets say, hypothetically, I apply for three capital one cards. That's 3 pulls on each CRA. Nine total. My understanding, however, is that if I apply for all three on the same day, I will only incur ONE pull from Capital One on each CRA. Is that correct?
I hate the triple pull, but if I can get multiple cards out of it, I'll do it. I just don't want to be wrong and end up with 9 inquiries. I'd cry! Thanks for the help!
-
By david_weaver
So I was trying out the 'shopping cart trick' to see which ones would offer me a pre-approval at checkout. I have not accepted any yet.
On Victoria's Secret, the pre-approval was $500.
On OneStopPlus, the pre-approval was $750.
I would have thought since all were based on soft-pulls and all are issued by same bank, the limits would be the same?
I can understand a higher opening limit if I was looking at Value City Furniture or maybe Sportsmens, as they sell so many large ticket items.
I will definitely go for the Victoria's Secret I think, as that would be one I could really use. But I would really like to add another. I do not have any other store cards.
What sort of credit limits have people received at the various Comenity stores when pre-approved during the shopping cart?
Advice on where I should try?
Thanks!
-
Recommended Posts
The last post in this topic was posted 2892 days ago.
We strongly encourage you to start a new post instead of replying to this one.
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.