before i screw this up...

[fixit502]

I got my hard copy CR from EXP last night. I'm so annoyed.

 

The $55 collection for Columbia House is on my report until Nov 2013.

 

That being said they do not show the date of default. Just the CAs date of opening and when they started reporting.

 

Now is it really okay to contact Columbia House to find out when the acct was open and defaulted?

 

Would EXP havet that info?

 

(This same collection was on my TU report and gone the same week I discovered it so I'm thinking it is already out of reporting time).

 

Usually when I get my hard copies I have all the info I need so this is a first. Any help would be appreciated!

 

 

[fixit502]

Anyone?

 

Should I just send the "hey you put this on my CR but made no contact to me" letter to the CA and just dispute with EXP as obsolete and see where the chips fall?

[NEWSTARTIN2013]

Dispute it with the CRA first, if it comes back verified DV CH. I didnt know they were still in business.