Jump to content

The Master Blacklist Black List Thread – Work In Progress, Help Needed


BobWang
 Share

Recommended Posts


American Express = 10 yrs (2 yrs if due to "Too many applications within a 12 month period")

BofA = 8-9.5 yrs

Barclays = 3.5 yrs

Capital One = 12 mths (CO) or > 9 yrs

Chase = 5.5-9.5 yrs

Citi = 3 yrs (Retail), 7 yrs (CO, YMMV), 10-18 yrs (IIB)
Discover = 5 yrs

CFNA/Firestone = > 8 yrs

Forum CU = forever

GECRB = 2yrs

Target Red Card (TD Bank) = 3-7 yrs

TransUnion = "Forever" for too many daily pulls (Actually 1-2 years usually)

Link to comment
Share on other sites

I had a Chase CO for 5k about 7 years ago. I tried unsuccessfully to apply for a new Chase card back a couple of years ago. I was approved for a Chase Slate this week.

 

I had an Amex CO around the same time for 35k. I was declined for any Amex a couple of years ago, but I was able to get approved for an Amex corporate card with a 15k CL last year. I haven't tried for a personal card from them yet, so that may be different.

Edited by shifter
Link to comment
Share on other sites

  • 3 weeks later...

I'm surprised nobody has mentioned USAA or Navy Federal Credit Union.

 

Brother-in-law stiffed them both about 17 years ago and to this day they refuse to let him open any type of account except for a simple savings account. They will not give him online access for his savings account.

 

HSBC also blacklists. About 20 years ago I had an issue with CompUSA and refused to pay my CompUSA credit account because they would not accept the return of a defective notebook computer which arrived DOA. They never dinged my credit reports. HSBC bought CompUSA's credit operations and to this day when I app for an HSBC credit card I get the "previous unsatisfactory account" crap.

Link to comment
Share on other sites

American Express = 10 yrs (2 yrs if due to "Too many applications within a 12 month period")

BofA = 8-9.5 yrs

Barclays = 3.5 yrs

Capital One = 12 mths (CO) or > 9 yrs

Chase = 5.5-9.5 yrs

Citi = 3 yrs (Retail), 7 yrs (CO, YMMV), 10-18 yrs (IIB)
Discover = 5 yrs

CFNA/Firestone = > 8 yrs

Forum CU = forever

GECRB = 2 yrs

HSBC = >20 yrs

NFCU = >17 yrs

Target Red Card (TD Bank) = 3-7 yrs

TransUnion = "Forever" for too many daily pulls (Actually 1-2 years usually)

USAA = >17 yrs

Link to comment
Share on other sites

  • 3 weeks later...

American Express = 6yrs CO, 10 yrs (2 yrs if due to "Too many applications within a 12 month period")

BofA = 8-9.5 yrs

Barclays = 3.5 yrs

Capital One = 12 mths (CO) or > 9 yrs

Chase = 5.5-9.5 yrs

Citi = 3 yrs (Retail), 7 yrs (CO, YMMV), 10-18 yrs (IIB)
Discover = 5 yrs

CFNA/Firestone = > 8 yrs

Forum CU = forever

GECRB = 2 yrs

HSBC = >20 yrs

NFCU = >17 yrs

Target Red Card (TD Bank) = 3-7 yrs

TransUnion = "Forever" for too many daily pulls (Actually 1-2 years usually)

USAA = >17 yrs

Link to comment
Share on other sites

American Express = 6yrs settled CO, 10 yrs (2 yrs if due to "Too many applications within a 12 month period")

BofA = 8-9.5 yrs

Barclays = 3.5 yrs

Capital One = 12 mths (CO) or > 9 yrs

Chase = 5.5-9.5 yrs

Citi = 3 yrs (Retail), 7 yrs (CO, YMMV), 10-18 yrs (IIB)
Discover = 5 yrs

CFNA/Firestone = > 8 yrs

Forum CU = forever

GECRB = 2 yrs

HSBC = >20 yrs

NFCU = >17 yrs

Target Red Card (TD Bank) = 3-7 yrs

TransUnion = "Forever" for too many daily pulls (Actually 1-2 years usually)

USAA = >17 yrs

Link to comment
Share on other sites

American Express = <= 6yrs settled CO, 10 yrs (2 yrs if due to "Too many applications within a 12 month period")

BofA = 8-9.5 yrs

Barclays = 3.5 yrs

Capital One = 12 mths (CO) or > 9 yrs

Chase = 5.5-9.5 yrs

Citi = 3 yrs (Retail), 7 yrs (CO, YMMV), 10-18 yrs (IIB)
Discover = 5 yrs

CFNA/Firestone = > 8 yrs

Forum CU = forever

GECRB = 2 yrs

HSBC = >20 yrs

NFCU = >17 yrs

Target Red Card (TD Bank) = 3-7 yrs

TransUnion = "Forever" for too many daily pulls (Actually 1-2 years usually)

USAA = >17 yrs

Link to comment
Share on other sites

 

 

Oh yeah I didn't try any apps between 2 and 6 years so quite possibly it's less than that. ;)

Did you try to get back with AmEx before 2 years?

 

If so, I'll need to note 2 yrs as a hard limit.

Yes I tried at 2 years.

Link to comment
Share on other sites

American Express = 2<x<= 6 yrs settled CO, 10 yrs (2 yrs if due to "Too many applications within a 12 month period")

BofA = 8-9.5 yrs

Barclays = 3.5 yrs

Capital One = 12 mths (CO) or > 9 yrs

Chase = 5.5-9.5 yrs

Citi = 3 yrs (Retail), 7 yrs (CO, YMMV), 10-18 yrs (IIB)
Discover = 5 yrs

CFNA/Firestone = > 8 yrs

Forum CU = forever

GECRB = 2 yrs

HSBC = >20 yrs

NFCU = >17 yrs

Target Red Card (TD Bank) = 3-7 yrs

TransUnion = "Forever" for too many daily pulls (Actually 1-2 years usually)

USAA = >17 yrs

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

×
×
  • Create New...

Important Information

Guidelines