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Mortgage lien holder questions

The last post in this topic was posted 2621 days ago. 

 

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We went up to the records office. It shows Fir Star bank out of Milwaukee, Wisconsin as the lien holder. Fir Star bank is inactivate. U.S. Bank took them over. Another company is servicing our mortgage. If the records is not showing correct, what should we do about it?

 

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We went up to the records office. It shows Fir Star bank out of Milwaukee, Wisconsin as the lien holder. Fir Star bank is inactivate. U.S. Bank took them over. Another company is servicing our mortgage. If the records is not showing correct, what should we do about it?

 

Mod if posted in wrong thread, please move.

Not sure I would worry about it - you know who your note payment goes to - not sure it matters in the grand scheme of things if it is recorded up to date or not? If worried you could call the lender and ask them?

Good Luck

B

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We went up to the records office. It shows Fir Star bank out of Milwaukee, Wisconsin as the lien holder. Fir Star bank is inactivate. U.S. Bank took them over. Another company is servicing our mortgage. If the records is not showing correct, what should we do about it?

 

Mod if posted in wrong thread, please move.

Not sure I would worry about it - you know who your note payment goes to - not sure it matters in the grand scheme of things if it is recorded up to date or not? If worried you could call the lender and ask them?

Good Luck

B

 

We want it to be correct. Calling the Mortgage is a joke. If fir star didn't transfer correctly to U.S. Bank or U.S. bank didn't do it correct, we could have invalid lien and possibly get it removed. If we got it removed, we wouldn't have to keep paying are mortgage, since it was discharged under the old Bankruptcy law. We would be able to keep the house. We also thinking of writing the lein holder and ask them to take over our mortgage, since they technically have it. We would rather pay U.S. Bank then are service provider. We have problems with the service provider. We could also ask the lien holder to possible waive the balance owed.

 

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We went up to the records office. It shows Fir Star bank out of Milwaukee, Wisconsin as the lien holder. Fir Star bank is inactivate. U.S. Bank took them over. Another company is servicing our mortgage. If the records is not showing correct, what should we do about it?

 

Mod if posted in wrong thread, please move.

Not sure I would worry about it - you know who your note payment goes to - not sure it matters in the grand scheme of things if it is recorded up to date or not? If worried you could call the lender and ask them?

Good Luck

B

 

We want it to be correct. Calling the Mortgage is a joke. If fir star didn't transfer correctly to U.S. Bank or U.S. bank didn't do it correct, we could have invalid lien and possibly get it removed. If we got it removed, we wouldn't have to keep paying are mortgage, since it was discharged under the old Bankruptcy law. We would be able to keep the house. We also thinking of writing the lein holder and ask them to take over our mortgage, since they technically have it. We would rather pay U.S. Bank then are service provider. We have problems with the service provider. We could also ask the lien holder to possible waive the balance owed.

 

 

 

noone here is going to help you try to get your house for free.

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Dallasloanguy,

You don't get it. Banks/Mortgage/Mortgage service providers have to go by the law and report things correct. That what credit boards is all about. You also don’t realize we could walk out & not be libel for anything even if the house is sold for less than the mortgage & other fees we won‘t have to pay the difference. I am not trying to get the house for free unless they did something wrong under the law. If you read my earlier post, we wanted to contact the lien holder directly to see if we can start making payment to them, instead of to the mortgage servicer. We also want the lien holder to be reported correctly.

 

As far as getting the house for free, A lot of mortgage lein holders have waived houses they can’t resell. They gave them back to the owner. Source ABC NEWS U.S.

Edited by groze

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