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Anyone else get an e-mail invite for the Continental Finance Cerulean Discover® Credit Card?


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Hi there, everyone! [:wave:] I just opened my E-mail and I see this:

To whom it may concern,



It has come to our attention that you or someone in your household may have recently been delinquent, past due or simply made a late payment on
1 or more of your bills in the past six (6) months. If this information is true, please do not hesitate to apply for your priority UNSECURED Continental Finance Cerulean Discover®credit card NOW.



To Apply Now...click here!!!



Upon final approval, your unsecured Continental Finance Cerulean Discover® credit card, can provide you with access to SPENDING POWER with the following benefits:




•Safe and secure online shopping

•Rental car services and hotel reservations

•Use your card at locations everywhere Discover® is accepted

•Make low monthly payments on all your purchases




This
program has been designed specifically for those with special financial
needs. We are currently reviewing applications REGARDLESS OF YOUR PAST
CREDIT HISTORY!

Then, at the bottom, this:

* Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

Discover® and the Discover acceptance mark are service marks used by Continental Finance Company, LLC under license from Discover Financial Services.



This card is issued by Services Credit Union and serviced by Continental Finance Company.



This email was sent by a third party on behalf of Continental Finance. Continental Finance does not have your email address. To stop receiving emails for this offer only please visit this link. If you have any questions in regards to this offer or wish to not receive offers from the following company, please contact them at this address: Advertising Dept., 2 Wisconsin Circle, Suite 700 Chevy Chase, MD 20815 Attn: Customer Care.

You are receiving this email due to your registration at a third party on Thursday, March 07,2013 with the following email address: . To be removed from this mailing list, please contact us here or write to us at:

Email List Unsubscribe

114 N. Egan Ave

Madison, SD 57042.

Then, when I click on a link, it takes me to:

https://www.theceruleancard.com/orange/?sid=2164&hid=660697591&cd=301675&c1=15293&c2=26Z4O2&c3=&chk=1&allowns=1&knt=1&ver=3#back

It really does appear to be for an unsecured card........

What should I make of this? Thank you!

Edited by rslifkin
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It's not Discover, they just provide the processing. It is a Centennial card issued by Services Credit Union. I made mention that this would be a great product to launch with the CB Credit Union. $50 fee secured for all.

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OK, this *IS* one sub-prime Discover. :D

 

 

It's not Discover, they just provide the processing. It is a Centennial card issued by Services Credit Union. I made mention that this would be a great product to launch with the CB Credit Union. $50 fee secured for all.

 

I see two differing schools of thought on if this is Discover or not? :blink:

EDIT: Actually, it IS a Discover card.

 

DISCOVER CARDHOLDER

AGREEMENT AND DEPOSIT ACCOUNT CONTRACT

 

General

Terms. The Discover Cardholder

Agreement and Deposit Account Contract covers the terms and conditions of the

Discover Account (entire Agreement will be included in the card carrier, which

includes your plastic). Services Credit Union ("SCU") is the Card issuer and

immediately assigns its rights for servicing and other rights to Continental

Finance Company ("Continental Finance") after Card issuance.[/quote[

 

Also, I see it says "Monthly Maintenance Fee not billed for the first 12 months your Account is opened"

 

I see a rebuilder...........

 

Also.. yeah, I see some FPB-ish items, but seeing as how FPB and I are screwed... Let's check this one out.

 

Always wondered all the brew-ha-ha over Discover.

Edited by rslifkin
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Gotta love it when someone makes a post asking for advice, then does the exact oppisite of evry singly reply suggests.

 

I just wanted to make sure it was legit. No idea how I got on that mailing list, though.

 

PIF, I shouldn't have an issue. This has been a really good month for credit for me. No complaint

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:clapping:

 

I think it is $300. :)

 

Now, what are some perks of Discover? (<--------- main reason for getting it. Had a feeling I'd be approved.)

 

This is a buy gum and PIFer, folks.

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