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The last post in this topic was posted 2837 days ago. 

 

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Primed for a serious comeback, but inexperienced, can someone help with some advise? Had super bad credit so I stayed away from applying for anything for about 8yrs. Pulled my credit on the 8yr 1 day anivsry date and several credit score companies out there couldn't generate a score for me or pull my credit either. Had to call up the CRAs, they said they had to re-activate credit file...huh?...What?? Guess they thought I was dead! After convo with CRAs Went to BOA and opened a secure card 3k. waited a month and scores for Equifax, Experian and TransUnion are 685, 735 and 762 respectively. Impossible! Scores must be generic? Either way, saw add about AUs and want to add a few to add history and then apply for more credit.....any thoughts

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Hi, blaknite, during them 8 years if you didnt get into any bad debt, and paid your bills on time, this would explain why your scores our good plus old bad account fall off in 7 years rasing your score.

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I got the scores from Equfax's website, Experians Website, and transunions's site I had to pay them for the scores though. I also got them from creditkarma and creditchecktotal

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Hi, blaknite, during them 8 years if you didnt get into any bad debt, and paid your bills on time, this would explain why your scores our good plus old bad account fall off in 7 years rasing your score.

Hello, nope, I didn't use my ssn for nothing that would require an inquiry on my report, nothing. But how can the scores be so good with only one new account?

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