Jump to content

Re-establishing chceking account with USAA


The last post in this topic was posted 3113 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

I have been searching and calling usaa I have been a member since 1998 with usaa and my history hasn't been the best with them like not paying my insurance or overdrawing my checking account. I has auto insurance paid in full add some other options and didn't send my payment in time and the next thing I knew I was receiving a letter in the mail with a refund check call the number and asked why did I get a refund and my insurance was cancelled and they said because you didn't pay the extra money for the additional add-ons onto your insurance and I that she didn't think I could reopen my account I have called several time and the c/s has said we can do anything for you right now. back then I had a low paying job and was going to school and I paid what needed to be paid now that I have a better job and credit is in a better place can I get any opions on what I should do or can do to reopen my checking account with usaa

 

 

 

sorry the post is long

 

 

 

HELP!!! :cry2:

Link to post
Share on other sites

I have been searching and calling usaa I have been a member since 1998 with usaa and my history hasn't been the best with them like not paying my insurance or overdrawing my checking account. I has auto insurance paid in full add some other options and didn't send my payment in time and the next thing I knew I was receiving a letter in the mail with a refund check call the number and asked why did I get a refund and my insurance was cancelled and they said because you didn't pay the extra money for the additional add-ons onto your insurance and I that she didn't think I could reopen my account I have called several time and the c/s has said we can do anything for you right now. back then I had a low paying job and was going to school and I paid what needed to be paid now that I have a better job and credit is in a better place can I get any opions on what I should do or can do to reopen my checking account with usaa

 

 

 

sorry the post is long

 

 

 

HELP!!! :cry2:

They can be stubborn.

 

How long ago since you parted ways with them? I have had success getting people in my unit a second chance so if you happen to be on active duty asking your company commander or first sergeant to go to bat for you may help.

 

Otherwise, I'd call and seek executive relations or their Facebook people. Plead your case and hope for the best. A letter to the CEO probably couldn't hurt.

Link to post
Share on other sites

 

 

I have been searching and calling usaa I have been a member since 1998 with usaa and my history hasn't been the best with them like not paying my insurance or overdrawing my checking account. I has auto insurance paid in full add some other options and didn't send my payment in time and the next thing I knew I was receiving a letter in the mail with a refund check call the number and asked why did I get a refund and my insurance was cancelled and they said because you didn't pay the extra money for the additional add-ons onto your insurance and I that she didn't think I could reopen my account I have called several time and the c/s has said we can do anything for you right now. back then I had a low paying job and was going to school and I paid what needed to be paid now that I have a better job and credit is in a better place can I get any opions on what I should do or can do to reopen my checking account with usaa

 

 

 

sorry the post is long

 

 

 

HELP!!! :cry2:

They can be stubborn.

 

How long ago since you parted ways with them? I have had success getting people in my unit a second chance so if you happen to be on active duty asking your company commander or first sergeant to go to bat for you may help.

 

Otherwise, I'd call and seek executive relations or their Facebook people. Plead your case and hope for the best. A letter to the CEO probably couldn't hurt.

Link to post
Share on other sites

The last post in this topic was posted 3113 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Similar Content

    • By Aahz
      So, when I signed up for MyFICO recently I didn't actually read , so didn't realize I'd only be getting one 3-in-1 report per year. Not acceptable, but totally on me
       
      So, I poke around CB per usual when I have a credit related question and eventually stumble across BW's Master How to Sign up for USAA CreditCheck Monitoring Premium (CCMP) Thread. Cool.
       
      I follow along his steps and, after entering my SSN the site returns a message asking me to confirm that I am [NAME REDACTED]. Now here's the "funny" part - the name they showed was my birth name, which I haven't used (and hasn't been on my Social Security card, credit reports or ANYthing else) in over two decades!
       
      Clearly, I think, they're connecting to some bizarre, totally outdated database. But I soldier on (so to speak), confirming that I am, indeed this person and managed to get signed up.
       
      After checking out my reports and learning my way around the CCMP site I return to the USAA site and notice that I actually entered my address wrong. So, I go to change it and, after entering the correct info and clicking next, the site informs me that it can't change info for MY MOTHER because we live at a different addresses. Now, I haven't spoken to my mother almost a decade and I certainly didn't enter her name anywhere at USAA or CCMP, (other than her maiden name as requested, but the name they posted back to me was her (third) married name) so I'm compleely flumoxed.
       
      I poke around a little more and it seems I not only signed up for CCMP, but also managed to join USAA, which I thought was impossible for me. My father was in the Air Force and the Navy, but I haven't spoken him since the day I graduated from high school in 1987, so I would have no idea any of his relevant required info. My maternal grandfather was also in the Navy, but he died over 20 years ago, so again, I have no access to his info.
       
      Yet, alas, I've somehow not only (literally) stumbled into USAA membership, but my account has somehow been created under a name that is no longer legally mine and been connected to my estranged mother's account.
       
      DO things get any more bizarre?
    • By Quietman
      Well, one more step for the DW. Approved for $16K on their Rate Advantage Platinum MasterCard, HP on EQ.
       
      Her Scores:
       
      Exp : 789
      TU : 798
      Eq : 806
       
      Over the last twelve days, she's scored:
       
      AMEX EDC - $9,400 to $28,200
      NFCU Flagship - $10,000
      NASA Visa - $13,000
      BECU - $25,000
      BOA - $8,200 > $16,400
      USAA - $16,000
       
      For a total of $91,000 in new credit!
       
      I think this evening she'll apply for a second NFCU and a Citi card, then off to the garden!
       
       

       
    • By I don't even...
      Has any one else noticed CCMP's questionable math? I get that they are counting all revolving accounts as both Retail and Bank cards, but how does 5+1=7 or 1+4=6? Any ideas? Any one else with similar results?
       

       
      Edit: grammar &c.
    • By mizliz1011
      the last two inquiries shown on this report have long been B* from Equifax Complete. Does USAA not report updated Inquiries (hard) on a timely basis or do I have a problem? and it doesn't show a legit HI from Oct. 9th... May I assume that USAA is not at its finest on the latest and greates of HI reporting? Also, it is showing a CA that was removed almost immediately as the entry was in error... but it is still zinging my experian score...it is dated 9/15 and was removed by CA almost immediately after call from my lawyer...
      Alert Date 09/06/2014 THIS HAS BEEN BUMPED Business Name NAVY FEDERAL CREDIT UNION Inquiry Date 09/04/2014 Alert Date 08/31/2014 Business Name NAVY FEDERAL CREDIT UNION THIS HAS BEEN BUMPED Inquiry Date 08/11/2014 Alert Date 08/31/2014 THIS HAS BEEN BUMPED Business Name PENTAGON FCU Inquiry Date 07/26/2014  
    • By Art_Vandelay
      Well after trying to freeze my EX report online I finally broke down and called them. Only took a couple of minutes but I just despise talking on the phone to "credit people". Maybe not "credit people" but it just amps my blood pressure up, LOL.
       
      Anyway, after I got my EXP frozen I applied online for a Bank of America credit limit increase.
      Had it over a year in June of 2013 and they started me off at $10,000. I left the amount I wanted out an applied, but it came back stating I had to put an amount in the CLI box so I put $25K.
       
      Came back with it increased to $18,000. I'll take that.
       
      Then called into USAA (they have always been super nice btw) and asked for an increase on my AMEX CASH card that they issued me at $13,000. I also had a Visa with them that was at $3,000 that I never use, but they said they would have to pull 2 reports seeing that one was AMEX and one was Visa. So I opted for the AMEX increase. Came back doubled to $26,000. HAPPY, I'll take that too.
       
      Then went to my PNC which is my main bank besides NAVY. Started at $10,800 and they raised me to $25,000. I'm happy with that also.
       
      Decided to try CHASE which was about 20 months old. Started at $12,000 and asked for $25,000. Had to call in for that one and the lady said that a underwriter had to look at it and I would be getting a letter in 7-10 days. BUMMER...............My CLI high was shot down
       
      So I said WTH and applied online for a CLI on my USAA Visa at $3,000 and it came back approved for $9,000
       
      So I can go to bed HAPPY and content that I'm still in Garden mode with CLI's of $41,200.
       



  • Member Statistics

    • Total Members
      182,709
    • Most Online
      2,046

    Newest Member
    DJUANCLAY
    Joined
×
×
  • Create New...

Important Information

Guidelines