Jump to content

Question before beginning WhyChat's HIPAA process


The last post in this topic was posted 3141 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts


  • Replies 58
  • Created
  • Last Reply

Top Posters In This Topic

Well, the good news is that the reporting CA and the OC are in a current business relationship-- the bad news is that if BOTH Eq and Ex are reporting a "paid" collection you are going to have to use the follow up procedures against both the OC and the CA. If only Ex is reporting as a paid collection you can file a complaint against them.

Link to comment
Share on other sites

EX finally got back with me about updating my information. I have some good news and bad news.

 

Good news: They finally got my name right.

 

Bad news: Former name #1 is still showing up -- the one tied to the medical collection I've been working to get removed. Also, the collection is showing as PAID on the report.

 

More bad news: only a few of my accounts are showing up. I compared this information with all the information I have for every account I have and realize I still have a couple accounts in last name #2. I am 97% certain those accounts that are missing are tied to #2. I can only hope that once I get this changed with the creditors, it will be updated on my report.

 

Back to the collection: Since this is showing up on both EQ and EX as "paid," do I file the complaint against the OC and the CA? If I am reading the site correctly, I send courtesy letters to the OC and CRA then file the complaint 10 days after the date of the letter?

 

Thanks so much for all your help!

Link to comment
Share on other sites

Have you sent the medical DV to the CA for accounts reporting as paid??

 

http://whychat.5u.com/ltrcavalhipaa.html#PAID

 

try that first and the follow up dispute to the CRAs

http://whychat.5u.com/ltrcavalhipaa.html#DISPUTE

 

If that doesn't work, then PM me and I will help you with a "courtesy letter" to the OC

 

be sure to link this thread if you do that

Link to comment
Share on other sites

So after going through the whole process (opt out, delete addresses, etc.) and the last account I have (which was paid to OC) is now showing as a paid collection, I try the medical DV for Paid collections?

 

Just trying to make sure I have this correct!

 

Thanks

Link to comment
Share on other sites

So after going through the whole process (opt out, delete addresses, etc.) and the last account I have (which was paid to OC) is now showing as a paid collection, I try the medical DV for Paid collections?

 

Just trying to make sure I have this correct!

 

Thanks

Yes, if that doesn't work then we can work on a complaint against both the OC and the CA.

( of course if it is only showing up on Experian AFTER you do the dv and the follow up letters, then we go another route)

Link to comment
Share on other sites

  • 1 month later...

Before finding advice on these procedures, I had disputed a medical collection on my EQ report. EQ completed their investigation and sent me a report stating that the entry has been verified by the CA as being mine and valid. Does this serve as confirmation of a CURRENT business relationship between he OC and the CA?

 

I called the hospital where this bill was originated to get more information and it turns out it was for a remaining balance of $562 after the health insurance paid for my son's surgery back in 2009.

 

Can I use the HIPPA letter process with insert a to pay this off and seek removal form my credit report? What do I do if the OC doesn't cash the bank check?

 

The hospital offers bill payments online so should I use that method?

 

Any help would be appreciated.

Link to comment
Share on other sites

Before finding advice on these procedures, I had disputed a medical collection on my EQ report. EQ completed their investigation and sent me a report stating that the entry has been verified by the CA as being mine and valid. Does this serve as confirmation of a CURRENT business relationship between he OC and the CA? NO IT DOESN'T

 

I called the hospital where this bill was originated to get more information and it turns out it was for a remaining balance of $562 after the health insurance paid for my son's surgery back in 2009. GET YOUR EOMB ( EXPLANATION OF MEDICAL BENEFITS) FROM YOUR INSURANCE. THIS IS PROBABLY ILLEGAL BALANCE BILLING- LOOK FOR PATIENT RESPONSIBILITY, PLUS IT IS WAAAAY PAST THE LEGAL COLLECTION TIME AND THE REPORTING CA IS LIKELY A JDB ( JUNK DEBT BUYER) WITH NO RELATIONSHIP TO THE OC

 

Can I use the HIPPA letter process with insert a to pay this off and seek removal form my credit report? What do I do if the OC doesn't cash the bank check?

 

The hospital offers bill payments online so should I use that method?

 

Any help would be appreciated.

Please start your own thread. Your situation has NO similarity to the current poster's situation.

 

DO NOT TRY TO JUMP INTO THE MIDDLE OF SOMEONE'S POST.

Link to comment
Share on other sites

  • 1 month later...

The last post in this topic was posted 3141 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share





  • Member Statistics

    • Total Members
      185291
    • Most Online
      2046

    Newest Member
    BREAURHODES0624
    Joined
×
×
  • Create New...

Important Information

Guidelines