Medical collection at work place

[dealsboy]

My wife works for a hospital, she passed on the floor while she was working. She got admitted to ER and they discharged her later that day. We never got a bill for this service. We assumed they are taking care of this, because of the incident occurred in the hospital.

 

Now couple of days back, I review her credit and they is a collection on her account from her work place.

 

Now the collection company said they gave us a discount of 62 percent and they sent several letters to us and we never got a single letter. The address they have sent those letters is to to their hospital. They are sending letters to themselves.

 

Now Equifax has her hospital address as a new address on her profile. I have disputed that and removed that from her profile.

 

I also disputed the medical collections with Equifax and they are investigating it.

 

She talked to the main person in the billing and she has to pay that debt to remove the collections. We want them to process through insurance. We reached our medical max deductible last year.

 

What is the best course of action in the case ? Hospital has still time to send this to insurance.

 

 

[Why Chat]

Your wife must follow the same procedure to get this removed from her credit reports as anyone else who had been the victim of a billing error.

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

Of course, in her case she does not have to delete old addresses.

 

If she pays the hospital anything after they have submitted it to her insurance and received payment, ( co-pay, deductible etc.) make sure she pays directly to the billing office with a money order or cash or a direct withdrawal or charge to her credit card. She MUST have a record of having paid them with a NON TRANSFERABLE payment.

 

If your dispute to Eq doesn't work, ( I assume it was on line or by phone) you will need to wait 60 days before sending them the initial dispute letter.

[dealsboy]

Thanks for the information.

 

Equifax dispute is online. They said it will take 30 days. I will wait 60 days and then send the initial dispute letter.

[dealsboy]

We just got a response from Equifax saying that collection account is valid. Do we have to wait for 60 more days from today ? We are asking the hospital to file a claim to insurance and they are just ignoring us. Once the incident crosses 1 year, they cannot file a claim. How can we force them to file a claim ?