Question on Potential Violation (First National Collection Bureau)

[cadsmarts]

Hey all,

 

So I have a really old charge off with First Premier that is still showing a balance due. This debt is well beyond the SOL and has only about 8 months left to report. So out of the blue Istart to get phone calls from First National Collection Bureau out of Nevada.

 

 

I received two phone calls initially, they were both automated messages, not a real person. The first call I just hung up, the second call I waited to see if I can get someone on the line ( I know not advised ) I found it funny that they have been trying to get a hold of me forever as the recording stated. I finally get someone on the line, they state the debt, I say nothing, then they verify my address, then I say you are not allowed to contact me via any phone number listed and that you need to send any correspondence through US Mail. That was the extent of the phone call.

 

Now I need to say that I have never received any dunning letter or any other form of communication except via the automated calls. It has been 10 days since the initial contact.

 

Here are my questions on violations.

 

Are the automated phone calls a violation? I though I read that somewhere. ( calls were made to my cell )

 

Don't they have to provide a dunning letter 5 days after initial contact? It's been 10.

 

Since that initial phone call there have been no letters or other attempted phone calls

 

I also I live in Texas.

 

Thanks,

 

D