Hippa Process and Opting Out

[Kles]

Greetings fellow credit restorators!

 

I have opted out via this link provided by Master Why Chat (lol) https://www.optoutprescreen.com/?rf=t

 

I printed that form, signed, dated, and mailed it.

 

Is that proper protocol ? Have I opted out or should I then send the letter provided by PrivacyRightsNow to all my creditors?

 

If the answer to that is yes - I mail those letters regular mail to the billing address i have for them?

 

How long do i then wait to mail the address correction letters to the CRA's?

 

& last question (I think) is are the following the correct addresses for the CRA's? These are the ones that are listed when I pulled my report from annualcreditreport.com.

 

Transunion - Fraud Victim Assistance Unit , PO Box 6790, Fullerton, CA 92834-6790

 

Equifax - Equifax Information Services LLC, PO BOX 105167, Atlanta GA 30348

 

Experian - NCAC, PO Box 9701, Allen, TX 75013

 

Oh no that isn't the last question - I am correct that the NJ SOL for medical disputes is 4 years?

 

I've been reading these forums for a few months now & I can't seem to figure out what the term back door means.

[Kles]

Any body?? Anyone!? Lol. Would really like to get started but I'm terrified on making a mistake!

[Kles]

Bump