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TU: "estimated month and year this item will be removed"


max.b
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The last post in this topic was posted 4399 days ago. 

 

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On my 1 year old TU CR, each TL has this entry: "estimated month and year this item will be removed".

 

Is this something the creditor would have provided, or TU guessed on their own?

 

(The reason I'm asking is that I have a baddie in my EX CR past the date TU said it would remain)

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I have several differences too. I made a list in order of what is going to be removed and when by Experian and Transunion. Some are the same, some are a month apart, and some are more than one month apart. Likewise, CO dates on the reports are not all the same so that may be why the estimated removal dates are different..

 

I'm not going to dispute the dates because all of my issues started in 2007 which would put all 7 year reporting towards the end of 2014, but the estimated removal dates from Experian and Transunion are all mid to late 2013 to early 2014. It's pretty much why I don't want to dispute too much besides doing a one time dispute of everything on all 3 reports just to see what gets deleted. I prefer to wait and just let things fall off on their own rather than possibly have those dates corrected and push everything back to late 2014.

Edited by valdo12
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