The Master Number of Payments Allowed Thread

[BobWang]

 

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[BobWang]

Chase: every 3 days

Citi: 3 per billing cycle

Walmart Discover: 2 per billing cycle

[WAD]

They've all made me so mad with payment limitations and Citi does not let you make a payment on an oustanding balance unless you owed at least that much the month before.

 

Now I push payments from my bank account regularly through bill pay. I have not seen any limits to this.

[nodarkness]

That's too bad about the Walmart Discover. I am not sure if the store card has any max on the number of monthly payments. I paid four times in January and I had no problem. I have been charging and immediately paying the day the purchase hits my account to maximize my low credit limit and keep my utilization low. I've only had this card for a month.

 

I guess once I convert to their Discover card and have a decent credit limit, it won't matter so much. As it stands, I can only shop twice (or shop once and buy gas) before I feel the pressure to make a payment. I have to believe that being this focused on paying so fast will help me with a CLI this spring. I'm tempted to call GE for a CLI, although I want all my cards at zero and a few other things to drop off the TU report before I ask GE to review my cards for a large CLI. That will all happen by May, so I'm being somewhat patient for now.

 

Thanks for starting this thread.

[cv91915]

If you pay the old-fashioned way, by check/USPS, I don't think they'd mail an "extra" payment back to you...

Edited January 31, 2013 by cv91915

[BobWang]

Chase: every 3 days (Has AutoPay)

Citi: 3 per billing cycle (Has AutoPay)

Walmart Discover: 2 per billing cycle (Now has AutoPay)