Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.

Sign in to follow this  

NJ Home keeper program

This message is 749 days old.  We'd prefer it if you'd start a new topic instead of replying to this one.

Recommended Posts

I should have posted this already. Sorry



My wife lost her job and was unemployed. Bills caught up so

We filed Chapter 7 and it was discharged in Nov of 2011

I actually had the paperwork for this program sitting here for months. I just thought it was more BS.

We applied to the program in Jan of 2012

BK was ok. I was up to date on the mortgage at that point but it was hard. A few 20 day late payments . Nothing major.

We had to send in tons of paperwork.

After months of going back and forth we were accepted in July.

The program for us pays half of our mortgage for 2 years.

Pretty much if we stay here for 6 years, 20% of the loan is forgiven.

Every year after 10% more is forgiven.

At 10 years all of it is forgiven,

Share this post

Link to post
Share on other sites

This message is 749 days old.  We'd prefer it if you'd start a new topic instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information