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TU mess, I need advice

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I want to dispute an INQ with TU. This INQ was placed on 10/02/2012; I just opened up my full TU credit report. The PP stated was "Credit transaction;" For those familiar, I went in there to participate in a mailed promotion, NOT buy a car. I was stunned to see this INQ. Any good "INQ dispute, non-PP" letters I can mail out?

 

I also have to ask if TU is showing my address properly. They indicate my address as "#A." On my ID, it says "Unit A." Can I dispute this? (Was considering mailing in a CU statement and copy of ID anyways, as they love to see.)

 

Last but not least, I have been debating sending a second DV to my favorite "verified" entry. Nice and short and sweet: " "I dispute the validity of this debt and request that you provide me with verification." Mailed CM-RRR, date recorded, to RE-dispute with TU and EXP. Would that work?

 

Thank you.

 

I also notice that EVERY piece of mail I get from TU has a different file number...

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If you go in a barber shop, you are probably going to get your hair cut. The purpose of the dealer's promotion was to SELL auto's. Choose your battles wisely, and I'd let this go. Did you give them your ID and or SSN? Obviously you did, and that gives them PP to pull!

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If you go in a barber shop, you are probably going to get your hair cut. The purpose of the dealer's promotion was to SELL auto's. Choose your battles wisely, and I'd let this go. Did you give them your ID and or SSN? Obviously you did, and that gives them PP to pull!

 

+1

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I don't agree that they really had PP, but I do agree to let it go.

 

You are likely to cause more damage trying to fight it and fix it than just letting it age.

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Isn't it possible to send TU a letter asking them to provide information showing this account is accurate and actually belongs on your report. This way there isn't so much a dispute as a request in which they expend time and resources, within a limit 30 days to either respond or remove the INQ. Not certain myself but the more I read the more holes seem to appear in their structure. Hope this idea is helpful. Good luck.

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