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Sharkrider

Can a recent late payment be removed?

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Hello Credit boards,

 

One year ago I summoned your help and it was fruitful as in I succeeded removing a collection from my file. Thank you Creditboards! I am here to ask for your expertise again. My summer was tumultuous and I have overlooked to pay for one of my cards. I met the woman of my dreams and she totally swept me off my feet. Now I have a dent on my file that its bringing my score from mid 600's to 590. The late payment is for Chase freedom card. I read that I could write a "goodwill letter" asking them to remove it or perhaps I could give them a call with a good reason. I have been Chase's customer for over 8 years. It is my fault and I am kicking myself. Is the "goodwill letter" only viable option for me?

 

What can I do to reverse this dent on my credit file?

 

Please help me Credit boards

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