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distantarray

Feels so good :)

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400882_10152128090365156_895845584_n.jpg

 

yahoo.gifyahoo.gifyahoo.gif

 

Thanks CB :) and my score was actually 420 before I started MyFico, already had a few deletions prior :)

 

Still estatic I still can't believe my journey's over =)

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Wow! God must be on your side. Maybe you can help me clean up my remaining baddies before you disappear?

 

why have to disappear? besides I'm helping few friends fix their credit, so might run into things I'm not used to, also I like hanging out here I get bored at work lol if I can help 1 person that's good enough reason to stick around =)

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Congratulations! Those scores sure are pretty!!! :)

 

I'm currently in the 400 Club and look forward to the day I can join the 700 Club.

 

the 400 club has very high membership rates so careful XD but yea I was there too last year so just keep at it ;)

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update had 2 free power scores (dunno how lol) so I used once since I'm apply for a mortgage soon with Equifax and new scores 751 =D I didn't realize an inquiry falls off TOMORROW so should be look at few points higher tomorrow :)

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First off congratulations to you :)

You went to war against the CRA's and you won the Medal of Honor yahoo.gif

Could you please share with us what caused the huge spike on your score?

Also, what is the mix of cards and loans that you currently have?

I think that this would truly help a lot of us out there.

Bravissimo!!!

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First off congratulations to you :)

You went to war against the CRA's and you won the Medal of Honor yahoo.gif

Could you please share with us what caused the huge spike on your score?

Also, what is the mix of cards and loans that you currently have?

I think that this would truly help a lot of us out there.

Bravissimo!!!

4 authorized user accounts with 7 year histories with high credit limits, 2 secured cards (orchard and achieva credit union), 1 walmart card, kays jeweler card, Amex Delta Skymiles

 

also spike was from removing the last 2 items on my credit report (First Premier Bank)

 

 

AAOA is only 1.2 years so I was surprised to get it up this high, but I keep everything under 5% utility. mix cards I use at gas stations and food.

Edited by distantarray

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I thought I'd add that I got approved for a Amex Blue cash preferred $5,500 and a $17,000 Navy Federal Go Reward card @ 7.24% and a 600 to 2500 CLI from walmart.

 

 

Went from $3,500 of personal card limits to $27,900 worth of credit limits in this month alone =) October is becoming my favorite month =)

 

 

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