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Credit Card that Only Pulls EX


fedtrouble
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The last post in this topic was posted 3438 days ago. 

 

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As far as companies that *only* pull EX, the only major one I can think of is AmEx. However, I do know that Chase pulls Experian in my area, along with my local credit union. I'm sure that there's some other CU's out there that pull EX exclusively. For instance, 2 of my CU's pull EX (Visions FCU and FIGFCU), the other 3 pull EQ (DCU, PenFed, Alliant).

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Most big issuers pull a variety of bureaus. As previous poster mentioned, Amex is probably only big issuer who more frequently pulls ex. Amex charge cards almost always pull ex. If you want to ensure ex, look for cu in California as this is ex country. Cu's usually pull from one bureau so find one who does that you like.

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Go for the AMEX Zync and you can go for chase and BOA if you freeze your reports as they will pull a report you request them to pull. Also, check the credit pulls database because Citi pulls Experian in some areas.

Loves them some Ex!

 

Out of my 4 applications with Citi, I've gotten 4 pulls on EQ and 1 on EX since I was on the edge of approval for my Thank You Preferred. So it definitely varies by area.

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