cputrwz Posted September 18, 2012 Share Posted September 18, 2012 Yea let me know how it goes with TU... I didn't have any luck with them either. Quote Link to post Share on other sites
Matti Posted September 20, 2012 Share Posted September 20, 2012 Mine was deleted, as of today! Woohoo. I appreciate everyone on CB's help! Quote Link to post Share on other sites
Fitzhume Posted September 20, 2012 Share Posted September 20, 2012 Mine was deleted, as of today! Woohoo. I appreciate everyone on CB's help! Congrats DW's was just deleted. Waiting on mine. Quote Link to post Share on other sites
Matti Posted September 20, 2012 Share Posted September 20, 2012 Mine was deleted, as of today! Woohoo. I appreciate everyone on CB's help! Congrats DW's was just deleted. Waiting on mine. Congrats! As soon as it was deleted, got a USAA $9k approval. PenFed went to review. Quote Link to post Share on other sites
Fitzhume Posted September 20, 2012 Share Posted September 20, 2012 (edited) Mine was deleted, as of today! Woohoo. I appreciate everyone on CB's help! Congrats DW's was just deleted. Waiting on mine. Congrats! As soon as it was deleted, got a USAA $9k approval. PenFed went to review. Haha to funny, she got a $12K USAA Amex 5 mins after it was deleted, after being denied less than two weeks ago due to bankruptcy. She didnt try PenFed (not a member) She did have 4 accounts that were IIB start report balances after the BK was deleted...working on getting those removed next. Edited September 20, 2012 by Fitzhume Quote Link to post Share on other sites
Fitzhume Posted September 20, 2012 Share Posted September 20, 2012 (edited) sorry duplicate post. Edited September 20, 2012 by Fitzhume Quote Link to post Share on other sites
Matti Posted September 20, 2012 Share Posted September 20, 2012 Mine was deleted, as of today! Woohoo. I appreciate everyone on CB's help! Congrats DW's was just deleted. Waiting on mine. Congrats! As soon as it was deleted, got a USAA $9k approval. PenFed went to review. Haha to funny, she got a $12K USAA Amex 5 mins after it was deleted. She didnt try PenFed (not a member) She did have 4 accounts that were IIB start report balances after the BK was deleted...working on getting those removed next. I joined penfed right after the deletion. They do card/auto/account opening/personal loc all with 1 pull. I couldn't get the Amex. Partial member. Went with the affiliate card, instead. Their rates sure are horrible for non-members. I had 4 IIB accounts left on EQ. They all just updated to N/A and pmt history was deleted. Quote Link to post Share on other sites
FicoChampion Posted September 20, 2012 Share Posted September 20, 2012 Can someone please send me the executive email/numbers for TU thanks Quote Link to post Share on other sites
Fitzhume Posted September 21, 2012 Share Posted September 21, 2012 Mine was deleted, as of today! Woohoo. I appreciate everyone on CB's help! Congrats DW's was just deleted. Waiting on mine. Congrats! As soon as it was deleted, got a USAA $9k approval. PenFed went to review. Haha to funny, she got a $12K USAA Amex 5 mins after it was deleted. She didnt try PenFed (not a member) She did have 4 accounts that were IIB start report balances after the BK was deleted...working on getting those removed next. I joined penfed right after the deletion. They do card/auto/account opening/personal loc all with 1 pull. I couldn't get the Amex. Partial member. Went with the affiliate card, instead. Their rates sure are horrible for non-members. I had 4 IIB accounts left on EQ. They all just updated to N/A and pmt history was deleted. Had DW join PedFed...instant approval for Amex...20K I hope my BK gets deleted soon... Quote Link to post Share on other sites
Matti Posted September 21, 2012 Share Posted September 21, 2012 Mine was deleted, as of today! Woohoo. I appreciate everyone on CB's help! Congrats DW's was just deleted. Waiting on mine. Congrats! As soon as it was deleted, got a USAA $9k approval. PenFed went to review. Haha to funny, she got a $12K USAA Amex 5 mins after it was deleted. She didnt try PenFed (not a member) She did have 4 accounts that were IIB start report balances after the BK was deleted...working on getting those removed next. I joined penfed right after the deletion. They do card/auto/account opening/personal loc all with 1 pull. I couldn't get the Amex. Partial member. Went with the affiliate card, instead. Their rates sure are horrible for non-members. I had 4 IIB accounts left on EQ. They all just updated to N/A and pmt history was deleted. Had DW join PedFed...instant approval for Amex...20K I hope my BK gets deleted soon... Congrats! Quote Link to post Share on other sites
chistian123 Posted September 23, 2012 Share Posted September 23, 2012 Thanks OP. My Equifax is now clean with just one baddie. I am waiting on the results from TU and just sent off a dispute with EX after finally getting my address removed. Anyone else have success with this? Quote Link to post Share on other sites
mkabwilliams Posted September 25, 2012 Share Posted September 25, 2012 When I go to experians website to dispute my bk it says I have to call to for the "someone with the same name" dispute. Is this what everyone else had to do is call them? Quote Link to post Share on other sites
Fitzhume Posted September 25, 2012 Share Posted September 25, 2012 When I go to experians website to dispute my bk it says I have to call to for the "someone with the same name" dispute. Is this what everyone else had to do is call them? Dont call or do an online dispute. Send in via US Mail. Quote Link to post Share on other sites
Fitzhume Posted September 25, 2012 Share Posted September 25, 2012 EQ deleted my BK today. Fico went up over 100 points to 765! So far this morning approved for USAA Amex $15,000 & USAA World Mastercard $15,000. Penfed was refered to a loan officer for $19,500. Now to work on EX and TU. Quote Link to post Share on other sites
Spydc Posted September 25, 2012 Share Posted September 25, 2012 Congrats! I'm amazed how simple it is with EQ. It is like they are not even trying. I'm still working on TU and EX. I deleted the address tied to the BK on TU and it is currently being investigated. The dispute will be completed by 10/5. I originally tried to dispute the BK with TU a couple of months ago without removing the address and they verified it. EX is a pain in the neck. How are you guys removing the address? Do I have to do a fraud alert or something? Quote Link to post Share on other sites
Allkindabroke Posted October 1, 2012 Share Posted October 1, 2012 I'm so jealous. Unfortunately I still live at the address on file where I filed bk, but congrats to everyone who was able to get this to work for them. Quote Link to post Share on other sites
str8cashholmes Posted October 3, 2012 Share Posted October 3, 2012 I'm so jealous. Unfortunately I still live at the address on file where I filed bk, but congrats to everyone who was able to get this to work for them. ditto! Is there any workaround if multiple address are listed but current address is same as for BK filing? Quote Link to post Share on other sites
chistian123 Posted October 4, 2012 Share Posted October 4, 2012 Congrats! I'm amazed how simple it is with EQ. It is like they are not even trying. I'm still working on TU and EX. I deleted the address tied to the BK on TU and it is currently being investigated. The dispute will be completed by 10/5. I originally tried to dispute the BK with TU a couple of months ago without removing the address and they verified it. EX is a pain in the neck. How are you guys removing the address? Do I have to do a fraud alert or something? Spydc- Keep calling EX until you find someone that will remove the address. I called a few times before I found a rep that didn't mention the tradelines at all. Quote Link to post Share on other sites
OCChineseguy Posted October 4, 2012 Share Posted October 4, 2012 I'm so jealous. Unfortunately I still live at the address on file where I filed bk, but congrats to everyone who was able to get this to work for them. ditto! Is there any workaround if multiple address are listed but current address is same as for BK filing? I would rent a mailbox at UPS store to get the record deleted. OCCG Quote Link to post Share on other sites
sdrake25 Posted October 4, 2012 Share Posted October 4, 2012 Congrats to everyone!!! OP Thanks for the info. I sent in a copy of my DL which shows my current address, same address as my BK to EQ a few months ago while submitting a dispute. Do you think this would still work if I changed my address and disputed it? or am I screwed because I sent in confirmation of my address? Quote Link to post Share on other sites
Admin LKH Posted October 6, 2012 Admin Share Posted October 6, 2012 EQ deleted my BK today. Fico went up over 100 points to 765! So far this morning approved for USAA Amex $15,000 & USAA World Mastercard $15,000. Penfed was refered to a loan officer for $19,500. Now to work on EX and TU. That's great. But what do you think is going to happen when USAA does a review on EX or TU? They will see the BK listed on both reports and your accts will likely be shut down immediately. Quote Link to post Share on other sites
Gaby10 Posted October 8, 2012 Share Posted October 8, 2012 EQ deleted my BK today. Fico went up over 100 points to 765! So far this morning approved for USAA Amex $15,000 & USAA World Mastercard $15,000. Penfed was refered to a loan officer for $19,500. Now to work on EX and TU. That's great. But what do you think is going to happen when USAA does a review on EX or TU? They will see the BK listed on both reports and your accts will likely be shut down immediately. People never think of this. Yes, you absolutely can get lucky and have these creditors only ever AR the same report they pulled. But these days, more and more are pulling and AR'ing more than one report. Quote Link to post Share on other sites
Matti Posted October 8, 2012 Share Posted October 8, 2012 EQ deleted my BK today. Fico went up over 100 points to 765! So far this morning approved for USAA Amex $15,000 & USAA World Mastercard $15,000. Penfed was refered to a loan officer for $19,500. Now to work on EX and TU. That's great. But what do you think is going to happen when USAA does a review on EX or TU? They will see the BK listed on both reports and your accts will likely be shut down immediately. People never think of this. Yes, you absolutely can get lucky and have these creditors only ever AR the same report they pulled. But these days, more and more are pulling and AR'ing more than one report. I knew there was a possibility of an AR on TU and EX. In fact, USAA did one on EX the day after my card was approved. So far.... They haven't taken any AA. Quote Link to post Share on other sites
OCChineseguy Posted October 8, 2012 Share Posted October 8, 2012 Ok has anyone else had success getting the court clerk to write the letter? Can you please tell me what to say in they letter? OCCG Quote Link to post Share on other sites
FIRST CLASS Posted October 9, 2012 Share Posted October 9, 2012 EQ deleted my BK today. Fico went up over 100 points to 765! So far this morning approved for USAA Amex $15,000 & USAA World Mastercard $15,000. Penfed was refered to a loan officer for $19,500. Now to work on EX and TU. That's great. But what do you think is going to happen when USAA does a review on EX or TU? They will see the BK listed on both reports and your accts will likely be shut down immediately. That's the main reason why I won't do it, because I know Amex do reviews on EX Quote Link to post Share on other sites
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