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Would you consider this a subprime card? Keep getting pre-approval offers and am tempted as I want the TU FICO....but am worried it will look bad on my report. Am I way out of line here? For what it is worth I shop at Walmart...so not trying o be snob or anything...just want to make a good decision...

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Thx for the feedback!!!

 

The walmart card is def. worth it. Plus remember every four months you can play with the LUV button!

 

In my experience that luv button hasnt worked once. I havent given up hope because many others have success. Even though the underwriter didn't approve a CLI for me today because TU is slow at updating my previously high utilization to 0 balance I'd still say get the card. It always comes in handy.

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does it report with walmart on the trade line or just GECRB?

 

can I have it mailed to an address where nobody knows me?

GECRB/WLMRTD

rofl.gif

 

I don't think Hyacinth Bucket would approve of that card being mailed to a superior zip code.

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