Success with CACH LLC?

[Rambacker58]

Hey guys, I too am dealing with Cach LLC. I have received letters for a $1500 balance from Capital One. I have not reached out to them yet. The debt is a little over 2 years old.

 

Should I call Capital One first and see if they'll take a payment or is it past that time?

 

I am working with Lexington and they just sent out DV letters. Should I wait for that to come back before calling?

 

I have no problem paying in full for deletion. Any pointers or tips with proceeding forward before calling? Trying to buy a house and would like this thing off my report asap. Thank you in advance.

[MomAttack]

I don't know if anyone else here has received what I received on Saturday: CACH has filed bankruptcy. I have simply been waiting for the debt to fall off--it's already past SOL in my state. But given their bankruptcy proceedings, I would advise anyone planning to offer to PFD to hold off on that thought.

 

The same for anyone who has been sued by them. When they are in the midst of bankruptcy, they can't be suing others. Their attorneys SHOULD be filing stays of their suits. Given the "quality" of their attorneys, that's less than likely to happen. I would advise contacting the clerk of court, letting them know about the banruptcy, and asking how one files a stay in a court case.

[JunkBuyersWorstNightmare]

I don't know if anyone else here has received what I received on Saturday: CACH has filed bankruptcy. I have simply been waiting for the debt to fall off--it's already past SOL in my state. But given their bankruptcy proceedings, I would advise anyone planning to offer to PFD to hold off on that thought.

 

The same for anyone who has been sued by them. When they are in the midst of bankruptcy, they can't be suing others. Their attorneys SHOULD be filing stays of their suits. Given the "quality" of their attorneys, that's less than likely to happen. I would advise contacting the clerk of court, letting them know about the banruptcy, and asking how one files a stay in a court case.

 

 

It couldn't happen to a nicer bunch of pond scum.

[GR8WhiTE]

Wow this can be big for us who have problems with CACH. I'm one of those people. They have a judgment against me and they had sent me a letter about a month ago stating that they're going to go to court to garnish my wages. Luckily I don't work at the place they have on file anymore.

 

Maybe after 7 years of not being able to contact me they are going a different direction because they might now be in a rush to collect money??

 

What happens to our debts if CACH is BK'd?

 

Also, I'd be willing to file a "stay" with the court if I can. If it goes through successfully, would I be able to get a mortgage if CACH technically can't touch me during that period of time?

Edited April 4, 2017 by GR8WhiTE

[ICANHASMUNY?]

alll the debts are being purchased by LVNV Funding / Resurgent capital services what i heard.

[JunkBuyersWorstNightmare]

alll the debts are being purchased by LVNV Funding / Resurgent capital services what i heard.

 

Yup, they just go from one bunch of maggots to another.

[GR8WhiTE]

alll the debts are being purchased by LVNV Funding / Resurgent capital services what i heard.

 

Does that help my situation ICAN? Since LVNV wasn't the one that had the judgment against me.

[ICANHASMUNY?]

 

alll the debts are being purchased by LVNV Funding / Resurgent capital services what i heard.

Does that help my situation ICAN? Since LVNV wasn't the one that had the judgment against me.

 

 

they have to transfer judgments thru the court system to be able to enforce thru the courts ( garnishment, etc ) - just a sale of an internal account won't cut it

[GR8WhiTE]

 

 

alll the debts are being purchased by LVNV Funding / Resurgent capital services what i heard.

 

Does that help my situation ICAN? Since LVNV wasn't the one that had the judgment against me.

they have to transfer judgments thru the court system to be able to enforce thru the courts ( garnishment, etc ) - just a sale of an internal account won't cut it

Do they take it as far as going back to the court system?

 

Do you think now would be the best time to try to settle with CACH? or would settling with LVNV be better?

[ICANHASMUNY?]

no, but they do have to register and file the ownership change in court in order to enforce any judgment thru the courts

 

the court wouldn't allow anyone who isn't the plaintiff listed on the case to file a writ of garnishment - there has to be a legalized change

[GR8WhiTE]

I still have not received this letter that they are going into BK.

 

Is it possible that they are BKing on one of their entities in a certain state only?

[GR8WhiTE]

I don't know if anyone else here has received what I received on Saturday: CACH has filed bankruptcy. I have simply been waiting for the debt to fall off--it's already past SOL in my state. But given their bankruptcy proceedings, I would advise anyone planning to offer to PFD to hold off on that thought.

 

The same for anyone who has been sued by them. When they are in the midst of bankruptcy, they can't be suing others. Their attorneys SHOULD be filing stays of their suits. Given the "quality" of their attorneys, that's less than likely to happen. I would advise contacting the clerk of court, letting them know about the banruptcy, and asking how one files a stay in a court case.

 

I was loving what you were saying regarding to file a stay in court till I read this article:

 

http://www.culiklaw.com/cach-debt-collector/

 

Apparently, they can continue to collect.

[Pristinextine]

Hi

I can see these posts are quite old however I am still interested in success stories with CACH LLC that is showing on my report.

I am considering writing them to validate my debt. Has anyone been able to receive correspondence from them? I am hopeful that they do not possess all the proper documentation and that I can ask them to delete from my reports.

 

Thanks in advance !

[ICANHASMUNY?]

Hi

I can see these posts are quite old however I am still interested in success stories with CACH LLC that is showing on my report.

I am considering writing them to validate my debt. Has anyone been able to receive correspondence from them? I am hopeful that they do not possess all the proper documentation and that I can ask them to delete from my reports.

 

Thanks in advance !

 

how old is the Debt and what is your states Statutes of limitations?

 

becareful of disputing when you could still be sued.