Success with CACH LLC?

[Guest]

Hi, I am just wondering if anyone here has had success with getting CACH LLC removed from their credit report. If so, did you just do a simple dispute? Did you do some of the methods that were posted here (jack attack letter, 1-2 punch and so forth)?

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[Guest]

Anyone have any experience?

[Guest]

Anyone have any experience?

 

 

Any thoughts at all?

[Guest]

7 days later, I thought I'd try my luck again

[wannab850]

Read, read and read the boards....

 

 

I personally have DV'd them 3 times with no response other than send to an attorney and sue me in court..... Not saying this will happen to you - but you will need to give us more information to go on - have you received any letters from them, etc..

 

 

 

7 days later, I thought I'd try my luck again

[boomersooner02000]

I was able to get them to agree to a PFD last year. Mine was a small balance.

[ICANHASMUNY?]

Hi, I am just wondering if anyone here has had success with getting CACH LLC removed from their credit report. If so, did you just do a simple dispute? Did you do some of the methods that were posted here (jack attack letter, 1-2 punch and so forth)?

 

 

First off, you should determine if the account is within the legal Statute of limitations for your state or beyond it.

 

 

a dispute within the SOL is generally answered with a court summons.

[alibaba77]

 

a dispute within the SOL is generally answered with a court summons.

 

Not to hijack this thread but...

 

Are you speaking of this specific CA or all CAs or JDBs in general? Just curious as mine was with a JDB and is still within the SOL and three DV letters (last one being a 623) and complaints to their AG, my AG, and BBB were finally successful. The SOL is out very soon though. Just wondering if it was my ignorance coupled with their inability to legally DV that caused this or if I need to wait for the other boot to drop. They have sent BBB a notice that they were closing the account and sending the CRAs a notice to delete. So far they have deleted EX and TU. Hope to see EQ gone this week.

[ICANHASMUNY?]

a dispute within the SOL is generally answered with a court summons.

 

Not to hijack this thread but...

 

Are you speaking of this specific CA or all CAs or JDBs in general? Just curious as mine was with a JDB and is still within the SOL and three DV letters (last one being a 623) and complaints to their AG, my AG, and BBB were finally successful. The SOL is out very soon though. Just wondering if it was my ignorance coupled with their inability to legally DV that caused this or if I need to wait for the other boot to drop. They have sent BBB a notice that they were closing the account and sending the CRAs a notice to delete. So far they have deleted EX and TU. Hope to see EQ gone this week.

 

 

it's always a risky proposition to dispute within the SOL. - a great deal depends whether you have previously recieved CA letters, and your state collection laws, and and how often the JDB is question files suits in your state and the amount of the alleged debt. .

 

Based on my research over the years, this is what happens;

 

JDB's sometimes purchase portfiolos segregated by state - and then hire lawyers to pursue cases in large lots , statewide.

 

then the JDB's send a collection letter out, and depending on your answers - give the lawyers the go ahead to file suit immediately.

 

that's why some folks DV's are answered with a summons.

 

Same deal with credit reporting - perhaps they only have an old address, and can't serve you or you haven't replied to letters - but as soon as you dispute they have your address, so they give the lawyer the go ahead.

 

 

now if they haven't farmed out your collection to a lawfirm, or based on the JDB's internal policies or what evidence they have on hand, you may have the regular back and forth FDCPA disputes even if it's within SOL.

[Guest]

Hi, I am just wondering if anyone here has had success with getting CACH LLC removed from their credit report. If so, did you just do a simple dispute? Did you do some of the methods that were posted here (jack attack letter, 1-2 punch and so forth)?

 

 

First off, you should determine if the account is within the legal Statute of limitations for your state or beyond it.

 

 

a dispute within the SOL is generally answered with a court summons.

 

Yes it is within the SOL. So the address they have on record is in a state with a SOL of 7 years. The state I live in where the alleged action took place the SOL is 4 years. I'm about 1 year from the SOL expiring in my state ( I have lived in the state before the DoLD).

 

They tried to sue me in my old state but were unsuccessful, they couldn't serve me properly and the case with dismissed. My thought is to try and dispute them or PFD. Any thoughts on this? PFD would be at a discount and not the full price.

[Jon77]

I've had 100% success with all CA's, including CACH, but I also used the TFC because I'm a Texan. They were probably the toughest of them all.

Edited July 10, 2012 by Jon77

[Jason2.0t]

I'm actually in the same boat in dealing with CACH, LLC. Sent them a DV letter and they responded with a very vague one page letter of information I already knew. They are a huge pain in the a$$ to work with though. Called them numerous times with little to no help from them. I don't know about the OP's particular case, but mine was assigned to a third party law firm for collection.

 

As it stands, I was tired of waiting, so I called the law firm and asked if the would settle for 50% of the balance. They accepted. Now, I'm waiting to lock down the funds before trying to send a PFD letter to CACH. I hope they accept that and remove it from my report. I doubt it. But it's worth a shot right?.

[boomersooner02000]

I'm actually in the same boat in dealing with CACH, LLC. Sent them a DV letter and they responded with a very vague one page letter of information I already knew. They are a huge pain in the a$ to work with though. Called them numerous times with little to no help from them. I don't know about the OP's particular case, but mine was assigned to a third party law firm for collection.

 

As it stands, I was tired of waiting, so I called the law firm and asked if the would settle for 50% of the balance. They accepted. Now, I'm waiting to lock down the funds before trying to send a PFD letter to CACH. I hope they accept that and remove it from my report. I doubt it. But it's worth a shot right?.

 

Cach will PFD. i'll pm you on who to contact at Cach.

[Guest]

I'm actually in the same boat in dealing with CACH, LLC. Sent them a DV letter and they responded with a very vague one page letter of information I already knew. They are a huge pain in the a$ to work with though. Called them numerous times with little to no help from them. I don't know about the OP's particular case, but mine was assigned to a third party law firm for collection.

 

As it stands, I was tired of waiting, so I called the law firm and asked if the would settle for 50% of the balance. They accepted. Now, I'm waiting to lock down the funds before trying to send a PFD letter to CACH. I hope they accept that and remove it from my report. I doubt it. But it's worth a shot right?.

 

Cach will PFD. i'll pm you on who to contact at Cach.

 

 

Have you guys disputed CACH from your CRA and any luck? Also, does CACH update the OC on whether its paid or not?

[boomersooner02000]

Cach would only update the OC if they were collecting it on their behalf.

[Jason2.0t]

Cach would only update the OC if they were collecting it on their behalf.

 

True. Tried to work with the OC and they pretty much told me "Well, it's out of our hands now, good luck buddy".

[Guest]

Cach would only update the OC if they were collecting it on their behalf.

 

True. Tried to work with the OC and they pretty much told me "Well, it's out of our hands now, good luck buddy".

 

 

Yeah. Ever try with one of the execs at the OC? Anyone else have any experience?

[ICANHASMUNY?]

Hi, I am just wondering if anyone here has had success with getting CACH LLC removed from their credit report. If so, did you just do a simple dispute? Did you do some of the methods that were posted here (jack attack letter, 1-2 punch and so forth)?

 

 

First off, you should determine if the account is within the legal Statute of limitations for your state or beyond it.

 

 

a dispute within the SOL is generally answered with a court summons.

 

Yes it is within the SOL. So the address they have on record is in a state with a SOL of 7 years. The state I live in where the alleged action took place the SOL is 4 years. I'm about 1 year from the SOL expiring in my state ( I have lived in the state before the DoLD).

 

They tried to sue me in my old state but were unsuccessful, they couldn't serve me properly and the case with dismissed. My thought is to try and dispute them or PFD. Any thoughts on this? PFD would be at a discount and not the full price.

 

 

 

I would wait until the SOL is up in your current state. they already attempted to sue you once, what makes you think they'll agree to anything?

 

makes no sense that they tried to sue you out of state, except they were attempting to get an illegal default judgment.

 

if youir DOLA / payment was in your current state - the OC had your address for your current state?

[Guest]

Hi, I am just wondering if anyone here has had success with getting CACH LLC removed from their credit report. If so, did you just do a simple dispute? Did you do some of the methods that were posted here (jack attack letter, 1-2 punch and so forth)?

 

 

First off, you should determine if the account is within the legal Statute of limitations for your state or beyond it.

 

 

a dispute within the SOL is generally answered with a court summons.

 

Yes it is within the SOL. So the address they have on record is in a state with a SOL of 7 years. The state I live in where the alleged action took place the SOL is 4 years. I'm about 1 year from the SOL expiring in my state ( I have lived in the state before the DoLD).

 

They tried to sue me in my old state but were unsuccessful, they couldn't serve me properly and the case with dismissed. My thought is to try and dispute them or PFD. Any thoughts on this? PFD would be at a discount and not the full price.

 

 

 

I would wait until the SOL is up in your current state. they already attempted to sue you once, what makes you think they'll agree to anything?

 

makes no sense that they tried to sue you out of state, except they were attempting to get an illegal default judgment.

 

if youir DOLA / payment was in your current state - the OC had your address for your current state?

 

 

nope. I moved out in my current state after they claim I defaulted and was deliquent on payments. The OC has my old address which is my parent's address. They claimed I the DOLA/payment was at my old address. My parents forwarded me all my mail. So no one knows my current address except for them.

[Guest]

Hi, I am just wondering if anyone here has had success with getting CACH LLC removed from their credit report. If so, did you just do a simple dispute? Did you do some of the methods that were posted here (jack attack letter, 1-2 punch and so forth)?

 

 

First off, you should determine if the account is within the legal Statute of limitations for your state or beyond it.

 

 

a dispute within the SOL is generally answered with a court summons.

 

Yes it is within the SOL. So the address they have on record is in a state with a SOL of 7 years. The state I live in where the alleged action took place the SOL is 4 years. I'm about 1 year from the SOL expiring in my state ( I have lived in the state before the DoLD).

 

They tried to sue me in my old state but were unsuccessful, they couldn't serve me properly and the case with dismissed. My thought is to try and dispute them or PFD. Any thoughts on this? PFD would be at a discount and not the full price.

 

 

 

I would wait until the SOL is up in your current state. they already attempted to sue you once, what makes you think they'll agree to anything?

 

makes no sense that they tried to sue you out of state, except they were attempting to get an illegal default judgment.

 

if youir DOLA / payment was in your current state - the OC had your address for your current state?

 

 

nope. I moved out in my current state after they claim I defaulted and was deliquent on payments. The OC has my old address which is my parent's address. They claimed I the DOLA/payment was at my old address. My parents forwarded me all my mail. So no one knows my current address except for them.

 

 

anyone else ever settle with CACH?

[melikey]

I've tried all methods with them for several years now; nothing has worked.

 

It falls off a few months from now.

[EA RN]

Has anyone done PFD with CACH LLC . Please help . I have the money to pay 1100 , but not sure about how to do a PFD with them . please help.

[NAC]

I had success getting them removed from my reports. I disputed with the cra's first but I also sent a tx dv afterwards so I'm not sure yet which one worked. Waiting to see if I get a letter from cach to see if it was them.

[Guest]

I had success getting them removed from my reports. I disputed with the cra's first but I also sent a tx dv afterwards so I'm not sure yet which one worked. Waiting to see if I get a letter from cach to see if it was them.

 

You got them off with a pfd or the tx dv?