*BETA* Automatic INQ Counter for EQ and TU

[nervousTic]

This is great... thanks! Any chance we'll get the "Date of Last Hard" logic added so we can quickly get the net pulls remaining until a B*? I scanned the thread quickly - apologies if already mentioned.

[ctb89]

This is great... thanks! Any chance we'll get the "Date of Last Hard" logic added so we can quickly get the net pulls remaining until a B*? I scanned the thread quickly - apologies if already mentioned.

I'll add this to the To Do list.

[ctb89]

Update: Implemented greylist functionality for EQ. Softs will now be split between confirmed and unconfirmed. Also removed Fair Isaac counting logic and moved it to the greylist. Added CSC, INTERSECTIONS and FIRST ADVANTAGE CREDCO to the greylist.

[muss08]

Muss would you mind PMing me your softs?

 

Working now but i will when i get home

[ctb89]

Muss would you mind PMing me your softs?

 

Working now but i will when i get home

Don't worry I fixed the parsing issue. Give it a try when you get a chance.

[muss08]

Just tried the equifax counter and it's working great! Good job!

[Killi]

Perhaps Andera should go on the grey list.

[muss08]

Did Andera count for you? Everyone I've talked has said it didn't count. It did not count for me

[Killi]

Did Andera count for you? Everyone I've talked has said it didn't count. It did not count for me

 

It has in the past, yes. Another one of those double-liners where one hit, one did not. It also will be put to the test in the next few days for me.

[ctb89]

Killi did you find out about Intersections?

[Killi]

Killi did you find out about Intersections?

Not yet, I am hoping my 3rd pull tomorrow is 86. I am only working with MPM, EC and one other. Thinking of doing some trials here soon though because if some of these that use to for me really don't count now (Intersections/Andera), I might not make enough to B* all my hards.

Edited June 12, 2012 by Killi

[ctb89]

Update: Improved the TU pattern matching since some of you have the oddest formatting. *sigh*

 

Also, contemplating basic C* detection on EQ. I don't start work until the 22nd, I'll probably end up giving you B*-stards what you want.

[ctb89]

Please please reference the OP for formatting: http://creditboards.com/forums/index.php?showtopic=494352&view=findpost&p=4697726

 

I have made the parser much more flexible but it still has to roughly resemble the original formatting shown above. If you are having issues copying/pasting, use a modern browser or try pasting into notepad first.

[ronsetoe]

Intersections counted for me. I just had my first B* ever today!

[ctb89]

Intersections counted for me. I just had my first B* ever today!

Congrats! Ok well Intersections is currently on the greylist but if more people can confirm it, I'll whitelist it.

[Killi]

No b* today so either andera or intersections did not count for me today. Will know tomorrow if its one or both

[muss08]

No b* today so either andera or intersections did not count for me today. Will know tomorrow if its one or both

 

Bet it's Andera!

[ronsetoe]

ctb89 here is a list of your new counter totaling 80 and a list from the old counter totaling 88 but I did get B* today so something is counting that is not inserted in the new equation.

 

 

CIC/EXPERIAN ALRTS: 04/23/12 (1)

CONSUMERINFO.COM: 04/23/12, 07/19/11 (2)

CREDITEXPERT 1-866-673-0140: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

EQUIFAX CONSUMER SERVICES: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12, 05/01/12 (22)

TRUECREDIT/24 PROTECT: 06/12/12, 02/05/12 (2)

TRUECREDIT/CHASE: 06/11/12, 06/09/12 (2)

TRUECREDIT/COVERDELL MY: 05/12/12 (1)

TRUECREDIT/FREESCORE: 06/12/12, 02/05/12 (2)

TRUECREDIT/TUS: 05/21/12 (1)

TRUECREDIT/VERTRUE: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

Total confirmed softs found: 75

INTERSECTIONS: 06/11/12, 06/09/12, 06/06/12 (3)

FIRST ADVANTAGE CREDCO/: 06/11/12 (1)

FAIR ISAAC: 06/11/12 (1)

Total unconfirmed softs found: 5

 

Total possible softs found: 80

 

 

and now the old

 

 

INTERSECTIONS: 06/11/12 (1)

CD-INTERSECTIONS: 06/09/12, 06/06/12 (2)

CIC/EXPERIAN ALRTS: 04/23/12 (1)

CONSUMERINFO.COM: 04/23/12, 07/19/11 (2)

FIRST ADVANTAGE CREDCO/: 06/11/12 (1)

CREDITEXPERT 1-866-673-0140: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

EQUIFAX: 06/04/12 (1)

EQUIFAX: 06/04/12 (1)

EQUIFAX: 05/17/12 (1)

Equifax Consumer Services: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

Equifax Consumer Services: 05/01/12 (1)

FAIR ISAAC: 06/11/12 (1)

FAIR ISAAC: 06/11/12 (1)

INTERSECTIONS: 06/09/12, 06/06/12 (2)

TRUECREDIT/24 PROTECT: 06/12/12, 02/05/12 (2)

TRUECREDIT/CHASE: 06/11/12, 06/09/12 (2)

TRUECREDIT/COVERDELL MY: 05/12/12 (1)

TRUECREDIT/FREESCORE: 06/12/12, 02/05/12 (2)

TRUECREDIT/CHASE: 06/11/12, 06/09/12 (2)

TRUECREDIT/TUS: 05/21/12 (1)

TRUECREDIT/VERTRUE: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

 

Total "good" softs found: 88

 

 

 

 

Thanks for setting this up for all of us! I am sure it takes some time

[Killi]

actually his might be right, not really possible to determine without knowing how many hard inqs you have/had. Remember those are counted in the overall total

[ronsetoe]

was 4 hard and now it is 3

So something from his old formula is obviously counting towards B* and I just wanted to make him aware of it

Edited June 13, 2012 by ronsetoe

[BobWang]

was 4 hard and now it is 3

It's possible that one of the 3 EQUIFAX counted.

[ronsetoe]

That could have been but 2 are on the same day and if 1 counted that would put me right at 85, so B* would not have happened for me until tomorrow. Either way Intersections counted for me..whoohoo!

 

The hard that fell off was Att from 2/11 and if I figure correctly according to your chart I should get a few more hards taken off before C*

[ctb89]

@ronsetoe - Thanks for the feedback. I didn't write the original counters but the big difference is that mine uses a whitelist instead of counting everything that's not blacklisted. This does 99% of the counting for most people. Take you for instance, it counted 80 + 4 hards = 84. So you bumped one early, and now you have to figure out which one counts (many softs are YMMV now). But no harm no foul. The old counter gave crazy counts and people had to come back and post to get a better count. So while the counter is unlikely to be 100% accurate it does most of the counting and gives newbies a good platform to start. I'd rather undercount and be pleasantly surprised than overcount and be disappointed.

[ronsetoe]

Hey I appreciate all of your time and effort and I was only trying to help you out. Thanks again for all of the time put into this!

[ctb89]

Hey I appreciate all of your time and effort and I was only trying to help you out. Thanks again for all of the time put into this!

No no, I was just explaining the purpose in that it won't be 100% accurate for everyone (seems like I may have come across differently in my post). I really appreciate all your feedback and it's vital to this project. Keep posting so that I can incorporate your findings.