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*BETA* Automatic INQ Counter for EQ and TU

ctb89

By ctb89,
in Credit Forum

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The last post in this topic was posted 2502 days ago. 

 

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ctb89

ctb89

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This is great... thanks! Any chance we'll get the "Date of Last Hard" logic added so we can quickly get the net pulls remaining until a B*? I scanned the thread quickly - apologies if already mentioned.

I'll add this to the To Do list.

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ctb89

ctb89

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Update: Implemented greylist functionality for EQ. Softs will now be split between confirmed and unconfirmed. Also removed Fair Isaac counting logic and moved it to the greylist. Added CSC, INTERSECTIONS and FIRST ADVANTAGE CREDCO to the greylist.

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Killi

Killi

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Did Andera count for you? Everyone I've talked has said it didn't count. It did not count for me

 

It has in the past, yes. Another one of those double-liners where one hit, one did not. It also will be put to the test in the next few days for me.

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Killi

Killi

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Killi did you find out about Intersections?

Not yet, I am hoping my 3rd pull tomorrow is 86. I am only working with MPM, EC and one other. Thinking of doing some trials here soon though because if some of these that use to for me really don't count now (Intersections/Andera), I might not make enough to B* all my hards.

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ctb89

ctb89

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Update: Improved the TU pattern matching since some of you have the oddest formatting. *sigh*

 

Also, contemplating basic C* detection on EQ. I don't start work until the 22nd, I'll probably end up giving you B*-stards what you want. :P

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ronsetoe

ronsetoe

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ctb89 here is a list of your new counter totaling 80 and a list from the old counter totaling 88 but I did get B* today so something is counting that is not inserted in the new equation.

 

 

CIC/EXPERIAN ALRTS: 04/23/12 (1)

CONSUMERINFO.COM: 04/23/12, 07/19/11 (2)

CREDITEXPERT 1-866-673-0140: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

EQUIFAX CONSUMER SERVICES: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12, 05/01/12 (22)

TRUECREDIT/24 PROTECT: 06/12/12, 02/05/12 (2)

TRUECREDIT/CHASE: 06/11/12, 06/09/12 (2)

TRUECREDIT/COVERDELL MY: 05/12/12 (1)

TRUECREDIT/FREESCORE: 06/12/12, 02/05/12 (2)

TRUECREDIT/TUS: 05/21/12 (1)

TRUECREDIT/VERTRUE: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

Total confirmed softs found: 75

INTERSECTIONS: 06/11/12, 06/09/12, 06/06/12 (3)

FIRST ADVANTAGE CREDCO/: 06/11/12 (1)

FAIR ISAAC: 06/11/12 (1)

Total unconfirmed softs found: 5

 

Total possible softs found: 80

 

 

and now the old

 

 

INTERSECTIONS: 06/11/12 (1)

CD-INTERSECTIONS: 06/09/12, 06/06/12 (2)

CIC/EXPERIAN ALRTS: 04/23/12 (1)

CONSUMERINFO.COM: 04/23/12, 07/19/11 (2)

FIRST ADVANTAGE CREDCO/: 06/11/12 (1)

CREDITEXPERT 1-866-673-0140: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

EQUIFAX: 06/04/12 (1)

EQUIFAX: 06/04/12 (1)

EQUIFAX: 05/17/12 (1)

Equifax Consumer Services: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

Equifax Consumer Services: 05/01/12 (1)

FAIR ISAAC: 06/11/12 (1)

FAIR ISAAC: 06/11/12 (1)

INTERSECTIONS: 06/09/12, 06/06/12 (2)

TRUECREDIT/24 PROTECT: 06/12/12, 02/05/12 (2)

TRUECREDIT/CHASE: 06/11/12, 06/09/12 (2)

TRUECREDIT/COVERDELL MY: 05/12/12 (1)

TRUECREDIT/FREESCORE: 06/12/12, 02/05/12 (2)

TRUECREDIT/CHASE: 06/11/12, 06/09/12 (2)

TRUECREDIT/TUS: 05/21/12 (1)

TRUECREDIT/VERTRUE: 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12 (21)

 

Total "good" softs found: 88

 

 

 

 

Thanks for setting this up for all of us! I am sure it takes some time

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ronsetoe

ronsetoe

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That could have been but 2 are on the same day and if 1 counted that would put me right at 85, so B* would not have happened for me until tomorrow. Either way Intersections counted for me..whoohoo!

 

The hard that fell off was Att from 2/11 and if I figure correctly according to your chart I should get a few more hards taken off before C*

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ctb89

ctb89

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@ronsetoe - Thanks for the feedback. I didn't write the original counters but the big difference is that mine uses a whitelist instead of counting everything that's not blacklisted. This does 99% of the counting for most people. Take you for instance, it counted 80 + 4 hards = 84. So you bumped one early, and now you have to figure out which one counts (many softs are YMMV now). But no harm no foul. The old counter gave crazy counts and people had to come back and post to get a better count. So while the counter is unlikely to be 100% accurate it does most of the counting and gives newbies a good platform to start. I'd rather undercount and be pleasantly surprised than overcount and be disappointed.

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ctb89

ctb89

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Hey I appreciate all of your time and effort and I was only trying to help you out. Thanks again for all of the time put into this!

No no, I was just explaining the purpose in that it won't be 100% accurate for everyone (seems like I may have come across differently in my post). I really appreciate all your feedback and it's vital to this project. Keep posting so that I can incorporate your findings. :)

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